Rockwall County property record for 1190 Smith Rd, Rockwall, TX 75032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,534 sqft · built 2003 |
| Lot Size | 3.15 acres (137,475 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,300 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017500000001110R |
| Primary APN | 017500000001110R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,534 sqft Living Area |
| Gross Area | 3,517 sqft |
| 1st Floor Area | 2,534 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 137,475 sqft |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 654 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1190 SMITH RD |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75032-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0175 R PECKHAM, TRACT 1-11, ACRES 3.156 |
| Legal Subdivision | R PECKHAM |
| Legal Tract | 1-11 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | SOUTH ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 40508 |
1190 Smith Rd is owned and occupied by two individuals.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 SMITH RD, ROCKWALL, TX 75032-8000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1190 SMITH RD, ROCKWALL, TX 75032-8000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031566 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 20200000031566 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 1190 Smith Rd was $4,300 with exemptions applied, down 18.3% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $811,277 (+1%) | $869,775 (-1.14%) Land $394,500 Building $475,275 | |
| 2025 | $4,300.00 (-18.25%) Homeowner's exemption Senior Citizen's exemption | $737,525 | $879,800 Land $394,500 Building $485,300 |
| 2024 | $5,260.00 (-18.74%) | ||
| 2023 | $6,473.00 Homeowner's exemption Senior Citizen's exemption | $741,753 Land $340,848 Building $400,905 | $741,753 Land $340,848 Building $400,905 |
| 2021 | $7,674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1190 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1190 Smith Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGH POINT SUD serves 26,052 people · EPA ID TX1290016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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