1190 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1190 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,916 sqft · built 1968
Lot Size	1.83 acres (79,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2022)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`295-00-00-001G`

Property Details

APN / Parcel Number

Primary APN	`295-00-00-001G`
Alternative APNs	`0295 00 00 001G` `549`

Interior

Stories	1 Story
Building Area	2,916 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Lot Area	79,937 sqft (1.83 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	304 sqft

Location & Zoning

Account Number	549
Street Address	1190 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	20-263 HU-2067 IJ-1859 IO-716
Legal Subdivision	THOMAS R DIXON AND JEAN H DIXON
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	970402

Owner

Source: Kershaw County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1190 RIDGEWAY RD, LUGOFF, SC 29078-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MID CAROLINA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Apr 15, 1991 · Amount on Record
Deed Document Number	20229009
Deed Book / Page	4811 / 268
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1190 RIDGEWAY RD, LUGOFF, SC 29078-9772
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202510732
Date	Dec 17, 2025
Book Page	5491/107
Instrument	2025-10732

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1190 RIDGEWAY RD, LUGOFF, SC 29078-9772
Document Number	0000008197
Book / Page	003763 / 000237
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 RIDGEWAY RD LUGOFF SC 290789772, LUGOFF, SC 29078-9772

Mortgage

Document Number	0000008197
Date	Oct 11, 2017
Book Page	003763/000237
Instrument	8197

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2027

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (-0.55%)	$290,000 (-) Land $24,000 Building $266,000	$290,000 (-)
2023	$1,993.00	$290,000 Land $24,000 Building $266,000	$290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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