1190 Oval Dr, Athens, TX 75751 Property Records

Henderson County property record for 1190 Oval Dr, Athens, TX 75751

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,808 sqft · built 1986
Owner	Individual Name on Record
Tax Bill	$3,171 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2324-0006-0060-01`

Property Details

APN / Parcel Number

Primary APN	`2324-0006-0060-01`
Alternative APNs	`R000032771` `240220`

Interior

Full Baths	2 Baths
Building Area	1,808 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,108 sqft
2nd Floor Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Dimensions	130 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	12 sqft
Patio Area	180 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000032771
Old Parcel Number	2324.0006.0060.01
Street Address	1190 OVAL DR
City	ATHENS
State	TX
Zip	75751-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 AB 782 T PARMER SUR, CEDAR BEND ESTS UNIT #4, BLK 6 LT 6, D/157
Legal Subdivision	CEDAR BEND UNIT IV & V (23)
Legal Block	6
Legal Lot Number	6
Jurisdiction	HENDERSON TX
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2000
Census Tract	951300

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1190 OVAL DR, ATHENS, TX 75751-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 27, 2020	Intrafamily Transfer, Transfer
Aug 6, 2019	Vendor's Lien, Transfer FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2019
Deed Sale	Aug 6, 2019
Prior Sale	Aug 6, 2019
Deed Document Number	201900010746
Last Transfer Date	Apr 27, 2020
Transfer Doc	202000005401
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1190 OVAL DR, ATHENS, TX 75751-3628
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100017408
Date	Sep 10, 2021
Instrument	2021-00017408

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1190 OVAL DR, ATHENS, TX 75751-3628
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012273
Date	Aug 19, 2020
Instrument	2020-00012273

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON TX
Recording Date	Apr 27, 2020
Property Address	1190 OVAL DR, ATHENS, TX 75751-3628
Document Number	202000005401
Map Reference	CAB D SL 157
Instrument Date	Apr 21, 2020
Instrument	2020-00005401
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 OVAL DR, ATHENS, TX 75751-3628
Investor	Possibly a Property Investor

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Aug 6, 2019
Property Address	1190 OVAL DR, ATHENS, TX 75751-3628
Document Number	201900010746
Map Reference	CAB D SL 157
Instrument Date	Aug 2, 2019
Instrument	2019-00010746
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	EAST TX TITLE COMPANY, EAST TEXAS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 OVAL DR, 1115, ATHENS, TX 75751-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 OVAL DR, ATHENS, TX 75751-3628

Mortgage

Document Number	201900010747
Date	Aug 6, 2019
Instrument	2019-00010747

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
Municipality	Athens City
County	Henderson County
Unified School District	Athens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,171.00 (-21.92%) Homeowner's exemption Senior Citizen's exemption	$249,682 Land $13,000 Building $330,494	$343,494 Land $13,000 Building $330,494
2022	$4,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATHENS serves 17,934 people · EPA ID TX1070005
Water Source	Purchased surface water from ATHENS MUNICIPAL WATER AUTHORITY
Last State Inspection	Jan 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Vyve Broadband.

Nearby Properties on Oval Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures