1190 Old Murray Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 1190 Old Murray Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,550 sqft · built 1966
Lot Size	9.45 acres (411,642 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2019)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9860-01-2359`

Property Details

APN / Parcel Number

Primary APN	`9860-01-2359`
Alternative APNs	`9860013542` `4836`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,550 sqft Heated Area
1st Floor Area	1,250 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	411,642 sqft (9.45 acres)

Exterior Amenities

Porch	Slab
Porch Area	315 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1190 OLD MURRAY RD
City	MARS HILL
State	NC
Zip	28754-8073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PL:8-803
Legal Block	01
Jurisdiction	MADISON NC
Township / Civil Division	4, BEECH GLENN
Census Block Group	1
Census Block	1000
Census Tract	10700

Owner

1190 Old Murray Rd is owned and occupied by an individual who bought it in March 2019.

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1190 OLD MURRAY RD, MARS HILL, NC 28754-8073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 18, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Dec 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on File
Deed Sale	Mar 18, 2019 · Amount on File
Deed Book / Page	665 / 782
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1190 OLD MURRAY RD, MARS HILL, NC 28754-8073
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007440182
Date	Feb 25, 2022
Book Page	744/182
Instrument	345657

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Mar 18, 2019
Property Address	1190 OLD MURRAY RD, MARS HILL, NC 28754-8073
Document Number	0006650782
Book / Page	665 / 782
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 ALGONQUIN DR, 162, BOONE, NC 28607-7424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1190 OLD MURRAY RD, MARS HILL, NC 28754-8073

Mortgage

Document Number	665789
Date	Mar 18, 2019
Instrument	665/789

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Dec 6, 2018
Property Address	1190 OLD MURRAY RD, MARS HILL, NC 28754-8073
Document Number	0006610347
Book / Page	000661 / 000347
Instrument Date	Oct 22, 2018
Instrument	331087
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1267 MURRAY BRANCH RD MARS HILL NC 28754, MARS HILL, NC 28754

Tax Assessment & Valuation

The 2025 property tax bill for 1190 Old Murray Rd was $1,892.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00	$340,557 Land $85,949 Building $254,608	$340,557 Land $85,949 Building $254,608
2023		$195,212 Land $56,121 Building $139,091	$195,212 Land $56,121 Building $139,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1190 Old Murray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1190 Old Murray Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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