Lane County property record for 1190 Oak St, Junction City, OR 97448
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,099 sqft · built 1965 |
| Lot Size | 0.179 acres (7,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,500 (Oct 2017) |
| Tax Bill | $3,719 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-04-31-14-03600-000 |
| Primary APN | 15-04-31-14-03600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 2,477 sqft |
| 1st Floor Area | 2,099 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Board & Batten |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,810 sqft (0.179 acres) |
| Lot Dimensions | 110 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Driveway | Driveway |
| Driveway Area | 610 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 0006989 |
|---|---|
| Street Address | 1190 OAK ST |
| City | JUNCTION CITY |
| State | OR |
| Zip | 97448-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TL 03600 |
| Legal Range | 04 |
| Legal Township | 15 |
| Legal Section | 31 |
| Legal Subdivision | SECOND ADDITION TO GILMORE PARK |
| Legal Block | 4 |
| Legal Lot Number | 3600 |
| Jurisdiction | LANE OR |
| Township / Civil Division | JUNCTION CITY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 403 |
1190 Oak St is owned by an individual who bought it in October 2017.
Source: Lane County records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4028 SCOTTDALE ST, EUGENE, OR 97404-1227 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC |
| Oct 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on File |
| Deed Sale | Oct 30, 2017 · Amount on File |
| Prior Sale | Aug 26, 2011 · Amount on File |
| Deed Document Number | 201753653 |
| Prior Transfer Date | Sep 29, 2010 |
| Prior Transfer Doc | 0000050177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Oct 9, 2026 |
| Property Address | 1190 OAK ST, JUNCTION CITY, OR 97448-1124 |
| Document Number | 0000033817 |
| Instrument Date | Oct 3, 2026 |
| Instrument | 202633817 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1190 OAK ST, JUNCTION CITY, OR 97448-1124 |
| Document Number | 0000033817, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 202633817 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1190 OAK ST, JUNCTION CITY, OR 97448-1124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0000050333 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020-050333 |
| Name | DIRECTORS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Oct 30, 2017 |
| Property Address | 1190 OAK ST, JUNCTION CITY, OR 97448-1124 |
| Document Number | 0000053653 |
| Map Reference | MB20 PG19 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017-053653 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | WESTERN TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4028 SCOTTDALE ST, EUGENE, OR 97404-1227 |
| Document Number | 0000053654 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-053654 |
| Name | NORTHWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 1190 Oak St was $3,719.
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Junction City |
| Unified School District | Junction City School District 69 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,719.00 | $220,224 | $443,543 Land $98,478 Building $345,065 |
| 2023 | $3,512.00 (+4.9%) | $207,583 (+3%) | $462,929 (+17.25%) Land $70,066 Building $392,863 |
| 2022 | $3,348.00 | $201,537 | $394,808 Land $61,479 Building $333,329 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1190 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1190 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUNCTION CITY WATER UTILITIES serves 7,000 people · EPA ID OR4100418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber · Fixed Wireless in parts of the area | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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