1190 Mount Moriah Rd, Reagan, TN 38368 Property Records

Henderson County property record for 1190 Mount Moriah Rd, Reagan, TN 38368

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,096 sqft · built 1978
Lot Size	2.61 acres (113,692 sqft)
Owner	Individual Name on Record
Tax Bill	$177 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039137 03201`

Property Details

APN / Parcel Number

Primary APN	`039137 03201`
Alternative APN	`137 03201`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	40 sqft
Finished Basement	40 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	113,692 sqft (2.61 acres)
Terrain	Rolling
Porch	Slab
Porch Area	40 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1190 MOUNT MORIAH RD
City	REAGAN
State	TN
Zip	38368-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R01
Jurisdiction	HENDERSON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3061
Census Tract	975500

Owner

Source: Henderson County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1190 MOUNT MORIAH RD, REAGAN, TN 38368-6145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK
Jul 28, 2022	Intrafamily Transfer, Transfer
May 6, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Jul 6, 2022	Correction Deed
Oct 6, 2017	Warranty Deed, Transfer
Mar 10, 2017	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022
Deed Sale	May 6, 2022
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	2022118101
Deed Book / Page	295 / 129
Last Transfer Date	Nov 8, 2023
Transfer Doc	0000124777
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Property Address	1190 MOUNT MORIAH RD, REAGAN, TN 38368-6145
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 MOUNT MORIAH RD, REAGAN, TN 38368-6145

Mortgage

Document Number	0006740596
Date	Sep 15, 2023
Book Page	674/596
Instrument	124148

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	SARDIS, TN 38371

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON TN
Recording Date	Jul 28, 2022
Property Address	1190 MOUNT MORIAH RD, REAGAN, TN 38368-6145
Document Number	0002960129
Book / Page	296 / 129
Instrument Date	Jul 28, 2022
Instrument	119253
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 MOUNT MORIAH RD, REAGAN, TN 38368-6145

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TN
Recording Date	May 6, 2022
Property Address	1190 MOUNT MORIAH RD, REAGAN, TN 38368-6145
Document Number	0002950129
Book / Page	295 / 129
Instrument Date	Apr 26, 2022
Instrument	118101
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1162 MOUNT MORIAH RD, REAGAN, TN 38368-6145

Mortgage

Document Number	0000118102
Date	May 6, 2022
Instrument	118102

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HENDERSON TN
Recording Date	Jul 6, 2022
Property Address	1190 MOUNT MORIAH RD, REAGAN, TN 38368-6145
Document Number	0002950803
Book / Page	295 / 803
Instrument Date	Apr 26, 2022
Instrument	118943
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TN
Recording Date	Oct 6, 2017
Property Address	1162 MOUNT MORIAH RD, REAGAN, TN 38368-6145
Document Number	0002730622
Book / Page	273 / 622
Instrument Date	Oct 6, 2017
Instrument	97017
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1162 MOUNT MORIAH RD, REAGAN, TN 38368-6145

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Property Address	1162 MOUNT MORIAH RD, REAGAN, TN 38368-6145
Document Number	0005950197
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64 REAGAN TN 383680064, REAGAN, TN 38368-0064

Mortgage

Document Number	0005950197
Date	Mar 16, 2017
Book Page	000595/000197
Instrument	94519

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Mar 15, 2024

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$177.00 (-1.67%)	$11,200 (-17.95%) Land $3,775 Building $7,425
2023		$13,650 Land $2,425 Building $11,225	$44,800 Land $15,100 Building $29,700
2022	$180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER SYSTEMS serves 26,322 people · EPA ID TN0000402
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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