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1190 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 1190 Main St, Morro Bay, CA 93442 · Last verified October 2025

Property Summary

Property TypeCondominium Offices
Details1 ba · 402 sqft · built 2006
Lot Size0.01 acres (436 sqft)
OwnerCompany Name on File
Last Sale$249,000 (Sep 2023)
Tax Bill$2,799 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN066-314-002

Property Details

APN / Parcel Number

Primary APN066-314-002

Interior

Full Baths1 Bath
Building Area402 sqft Total Area

Exterior

Year BuiltBuilt 2006
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area436 sqft (0.01 acres)

Location & Zoning

Street Address1190 MAIN ST
CityMORRO BAY
StateCA
Zip93442-2006
Property CategoryCommercial
Property TypeCommercial > Office > Condominium Offices
Legal DescriptionCY MB TR 2816 UNIT C1 & PTN LT 1
Legal SubdivisionTRACT 2816 UN C1
Legal Tract2816
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1048
Census Tract10603

Owner

Source: San Luis Obispo County records · APN 066-314-002

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address580 DOWNING ST, MORRO BAY, CA 93442-1822
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Prior SaleOct 14, 2016
Deed Document Number2023028527
Record UpdatedJun 08, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 28, 2023
Property Address1190 MAIN ST, MORRO BAY, CA 93442-2006
Document Number0000028527
Map ReferenceMB 31 PG 26&27
Instrument DateSep 25, 2023
Instrument2023028527
Transaction TypeTransfer
Record UpdatedOct 12, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address580 DOWNING ST, MORRO BAY, CA 93442-1822

Mortgage

Document Number0000028528
DateSep 28, 2023
Instrument2023028528
Lender
NameCYNTHIA GRIJALVA
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,799.00 (+17.46%)$253,980 (+17.97%) Land $102,000 Building $151,980
2023$2,383.00 (+6.72%)$215,291 Land $83,662 Building $131,629
2022$2,233.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1982–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimMar 2023, rainfall accumulation, Severe Storm And Flooding
Claims By Storm
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 519 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Ranch WiFiFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Spectrum, Verizon, Peak WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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