Larimer County property record for 1190 Lonestar Rd, Lyons, CO 80540 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,722 sqft · built 1991 |
| Lot Size | 18 acres (784,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Mar 2026) |
| Tax Bill | $6,542 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14240-00-045 |
| Primary APN | 14240-00-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,722 sqft Living Area |
| 1st Floor Area | 2,672 sqft |
| Upper Floors Area | 796 sqft |
| Basement Area | 2,050 sqft |
| Finished Basement | 2,050 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 784,080 sqft (18 acres) |
| Terrain | Gentle Slope |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 80 sqft |
| Patio Area | 828 sqft |
| Balcony Area | 796 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R0592447 |
|---|---|
| Street Address | 1190 LONESTAR RD |
| City | LYONS |
| State | CO |
| Zip | 80540-8431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POR OF SE 1/4 OF SW 1/4 OF 24-4-71, BEG AT SE COR OF SE 1/4 OF SW 1/4, TH S 87 55 45 W 766.48 FT ALG S LN OF SE 1/4 OF SW 1/4 TO C/L RD ROW, TH ALG SD C/L N 64 12 30 W 69.1 FT, N 44 55 30 W 358.08 FT, TH LEAV SD C/L N 45 7 35 E 1531.45 FT TO NE |
| Legal Range | 71W |
| Legal Township | 4N |
| Legal Section | 24 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | ESTES PARK |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1905 |
Source: Larimer County records · APN 14240-00-045
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 LONESTAR RD, LYONS, CO 80540-8431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | May 09, 2007 · Amount on Record |
| Deed Document Number | 20269514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1190 LONESTAR RD, LYONS, CO 80540-8431 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000016906 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 20210016906 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Mar 03, 2026 |
| Property Address | 1190 LONESTAR RD, LYONS, CO 80540-8431 |
| Document Number | 0000009514 |
| Instrument Date | Mar 02, 2026 |
| Instrument | 20260009514 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1190 LONESTAR RD, LYONS, CO 80540-8431 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1190 LONESTAR RD, LYONS, CO 80540-8431 |
| Document Number | 0000009515 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 20260009515 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Larimer County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | St. Vrain Valley School District RE 1J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,542.00 (+3.28%) | $62,031 (-14.42%) Land $18,625 Building $43,406 | $992,500 (-8.26%) Land $298,000 Building $694,500 |
| 2023 | $6,334.00 (+15.46%) | $72,487 (+19.85%) Land $18,023 Building $54,464 | $1,081,900 (+24.33%) Land $269,000 Building $812,900 |
| 2022 | $5,486.00 | $60,479 Land $14,943 Building $45,536 | $870,200 Land $215,000 Building $655,200 |
Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690019051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Very High above 94% of the US · above 97% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 70 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xbar7 Communications | Fixed Wireless (unlicensed) | 200 / 200 |
| JAB Wireless | Fixed Wireless (unlicensed) | 50 / 10 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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