1190 Lindner Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1190 Lindner Dr, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1959
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2023)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Jan 2020 Refinance Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-276-014`

Property Details

APN / Parcel Number

Primary APN	`8813-03-276-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	550 sqft
Finished Basement	200 sqft
Unfinished Basement	550 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Deck Area	380 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1190 LINDNER DR
City	WATERLOO
State	IA
Zip	50702-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDNER HEIGHTS ADDITION LOT 43
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	LINDNER HEIGHTS ADDITION
Legal Lot Number	43
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	1301

Owner

Source: Black Hawk County records · APN 8813-03-276-014

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1190 LINDNER DR, WATERLOO, IA 50702-5336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
Aug 08, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Nov 09, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 10, 2020	Deed of Trust, Mortgage · ARM GREENSTATE CREDIT UNION
Nov 09, 2017	Deed of Trust, Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2023 · Amount on Record
Deed Sale	Aug 08, 2023 · Amount on Record
Prior Sale	Aug 08, 2022 · Amount on Record
Deed Document Number	20232195
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1190 LINDNER DR, WATERLOO, IA 50702-5336
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000012364
Date	Jan 10, 2020
Instrument	20202000012364

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2030

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 08, 2022
Property Address	1190 LINDNER DR, WATERLOO, IA 50702-5336
Document Number	202300002195
Instrument Date	Jul 21, 2022
Instrument	202300002195
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1190 LINDNER DR, WATERLOO, IA 50702-5336

Mortgage

Document Number	202300002196
Date	Aug 08, 2022
Instrument	202300002196

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 01, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.5%

Mortgage

Document Number	202300002197
Date	Aug 08, 2022
Instrument	202300002197

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Sep 01, 2029

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1190 LINDNER DR, WATERLOO, IA 50702-5336
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008192
Date	Nov 09, 2017
Instrument	2018-00008192

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1190 LINDNER DR, WATERLOO, IA 50702-5336
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000012363
Date	Jan 10, 2020
Instrument	20202000012363

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 05, 2030
Index	1-Year CMT

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1190 LINDNER DR, WATERLOO, IA 50702-5336
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008191
Date	Nov 09, 2017
Instrument	2018-00008191

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2022

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 Homeowner's exemption	$185,070 (+6.82%) Land $27,160 Building $157,910	$185,070 (+6.82%) Land $27,160 Building $157,910
2024	$3,536.00 (+22.78%)
2023		$173,260 (+23.77%) Land $27,160 Building $146,100	$173,260 (+23.77%) Land $27,160 Building $146,100
2022	$2,880.00 Homeowner's exemption	$139,980 Land $27,160 Building $112,820
2021			$139,980 Land $27,160 Building $112,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Mediacom Communications, Lumen Technologies, AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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