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1190 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Warwick Town property record for 1190 Lakes Rd, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,156 sqft · built 2019
Lot Size20.4 acres (888,624 sqft)
OwnerIndividual Name on File
Last Sale$819,900 (Jun 2022)
Tax Bill$14,828 (2024)
Deeds & MortgagesFeb 2020 Refinance
Jun 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN47-1-5.721

Property Details

APN / Parcel Number

Primary APN47-1-5.721
Alternative APNs
  • 548904700000010057210000
  • 335489 47-1-5.721

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,156 sqft Living Area
Gross Area2,268 sqft
1st Floor Area1,344 sqft
2nd Floor Area812 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area888,624 sqft (20.4 acres)
View / LotRural
Garage TypeBasement
PorchCovered Porch
Porch Area1,306 sqft
Canopy584 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number47-1-5.721
Street Address1190 LAKES RD
CityMONROE
StateNY
Zip10950-5142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00240
Legal Block1
Legal Lot Number5.721
JurisdictionORANGE NY
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2014
Census Tract14700

Owner

1190 Lakes Rd is owned and occupied by an individual who bought it in June 2022.

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1190 LAKES RD, MONROE, NY 10950-5142
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Jun 10, 2022Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE
Jan 11, 2019Trustee's Deed, Construction Loan · Construction Mortgage
NORMANDY CORP
Jul 12, 2018Grant Deed, Transfer
ATTORNEY ONLY
Apr 27, 2017Trustee's Deed, Foreclosure
ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2022 · Amount on File
Deed SaleJun 10, 2022 · Amount on File
Prior SaleJul 12, 2018 · Amount on File
Deed Document Number202243978
Deed Book / Page15252 / 365
Prior Transfer DateOct 13, 2004
Prior Transfer Doc1164001222
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address1190 LAKES RD, MONROE, NY 10950-5142
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyFIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007803
DateFeb 4, 2020
Book Page14697/1466
Instrument20200007803
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2050

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateJun 10, 2022
Property Address1190 LAKES RD, MONROE, NY 10950-5142
Document Number0000043978
Book / Page15252 / 365
Instrument DateJun 1, 2022
Instrument20220043978
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 30TH RD, ASTORIA, NY 11102-2606

Mortgage

Document Number0000043979
DateJun 10, 2022
Instrument20220043979
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionORANGE NY
Recording DateJan 11, 2019
Property Address1190 LAKES RD, MONROE, NY 10950-5142
Book / Page014512 / 000806
Instrument DateJan 3, 2019
Instrument2620
Transaction TypeConstruction Loan
Record UpdatedFeb 21, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1190 LAKES RD WARWICK NY 10990, WARWICK, NY 10990

Mortgage

Document Number0000002620
DateJan 11, 2019
Book Page014512/000806
Instrument2620
Lender
NameNORMANDY CORP
AddressROCHESTER, NY 14607
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 10, 2020

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE NY
Recording DateJul 12, 2018
Property Address1190 LAKES RD, MONROE, NY 10950-5142
Document Number0000050622
Book / Page014429 / 000837
Instrument DateJun 19, 2018
Instrument50622
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 WHITETAIL RUN CHESTER NY 10918, CHESTER, NY 10918

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionORANGE NY
Recording DateApr 27, 2017
Property Address1190 LAKES RD, MONROE, NY 10950-5142
Document Number0000030118
Book / Page014223 / 001539
Instrument DateMar 28, 2017
Instrument30118
Transaction TypeForeclosure
Record UpdatedMay 2, 2017
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$106.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWarwick Town
Unified School DistrictGreenwood Lake Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62,500 (-) Land $14,300 Building $48,200$744,000 (+5.95%)
2024$14,828.00$62,500 (-) Land $14,300 Building $48,200$702,200 (+3.92%)
2023$62,500 (+4.17%) Land $14,300 Building $48,200$675,700 (+22.19%) Land $154,600 Building $521,100
2022$60,000 Land $14,300 Building $45,700$553,000 Land $131,798 Building $421,202

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1190 Lakes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1190 Lakes Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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