1190 Gorsline Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1190 Gorsline Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,145 sqft · built 1930
Lot Size	0.259 acres (11,275 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Aug 2020)
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`507-540-27-00`

Property Details

APN / Parcel Number

Primary APN	`507-540-27-00`
Alternative APN	`5075402500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,145 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	11,275 sqft (0.259 acres)
View / Lot	Good

Location & Zoning

Old Parcel Number	5075402500
Street Address	1190 GORSLINE DR
City	EL CAJON
State	CA
Zip	92021-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 21 LOT 3 DOC84-261701 IN LOTS 32 THRU 34 MAP 6291&IN TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	S
Legal Block	21
Legal Lot Number	3,32-
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 24, 2022	Transfer on Death Deed, Transfer
Oct 24, 2022	Intrafamily Transfer, Transfer
Aug 28, 2020	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jul 30, 2014 · Amount on Record
Deed Document Number	2020495352
Prior Transfer Date	Nov 4, 1997
Prior Transfer Doc	0000570541
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108

Mortgage

Document Number	0000195401
Date	Jul 24, 2023
Instrument	2023-0195401

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2022
Property Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108
Document Number	0000409483
Map Reference	MB 170 PG 71
Instrument Date	Oct 22, 2022
Instrument	2022-0409483
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2022
Property Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108
Document Number	0000409482
Map Reference	MB 170 PG 71
Instrument Date	Oct 20, 2022
Instrument	2022-0409482
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2020
Property Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108
Document Number	0000495352
Map Reference	MB 170 PG 71
Instrument Date	Aug 10, 2020
Instrument	2020-0495352
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108

Mortgage

Document Number	0000495353
Date	Aug 28, 2020
Instrument	2020-0495353

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1190 GORSLINE DR, EL CAJON, CA 92021-5108
Document Number	0000035602
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 GORSLINE DR EL CAJON CA 920215108, EL CAJON, CA 92021-5108

Mortgage

Document Number	0000035602
Date	Jan 29, 2018
Instrument	35602

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,894 (+2%) Land $397,467 Building $386,427
2025	$7,626.00 (-22.3%) Veteran's exemption	$768,524 (+4.04%) Land $389,674 Building $378,850
2024	$9,815.00 (-3.44%)
2023	$10,165.00 (+1.03%)	$738,684 Land $374,544 Building $364,140
2022	$10,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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