Carroll County property record for 1190 Gillock Rd, Carrollton, KY 41008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,356 sqft · built 2005 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,900 (Mar 2026) |
| Tax Bill | $2,343 (2026) |
| Deeds & Mortgages | Jan 2025 Line of Credit Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-27-21 |
| Primary APN | 18-27-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Terrain | Rolling |
| Garage Area | 489 sqft |
| Driveway | Concrete Driveway |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 105101 |
|---|---|
| Street Address | 1190 GILLOCK RD |
| City | CARROLLTON |
| State | KY |
| Zip | 41008-8307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | EUGENE AND JAMES HILL SUBDIVISION |
| Legal Lot Number | 21 |
| Jurisdiction | CARROLL KY |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 950200 |
1190 Gillock Rd is owned by an individual who bought it in March 2026.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1110 SCOTT ST, ELDORADO, IL 62930-1139 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Mar 9, 2026 | Deed, Transfer · VA Mortgage RIVERHILLS BANK |
| Sep 8, 2020 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Aug 31, 2016 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF KENTUCKY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on File |
| Deed Sale | Mar 9, 2026 · Amount on File |
| Prior Sale | Sep 8, 2020 · Amount on File |
| Deed Document Number | 20262217804 |
| Deed Book / Page | 237 / 374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 1190 GILLOCK RD, CARROLLTON, KY 41008-8307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1190 GILLOCK RD, CARROLLTON, KY 41008-8307 |
| Document Number | 00M292/136 |
|---|---|
| Date | Jan 3, 2025 |
| Book Page | M292/136 |
| Instrument | 2211765 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Mar 9, 2026 |
| Property Address | 1190 GILLOCK RD, CARROLLTON, KY 41008-8307 |
| Document Number | 00D237/374 |
| Book / Page | D237 / 374 |
| Map Reference | CAB 20B |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2217804 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 ADAMS ST, NEW CASTLE, KY 40050-3023 |
| Name | Verified Name |
|---|---|
| Address | 1190 GILLOCK RD, CARROLLTON, KY 41008-8307 |
| Document Number | 0002217808 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2217808 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Sep 8, 2020 |
| Property Address | 1190 GILLOCK RD, CARROLLTON, KY 41008-8307 |
| Document Number | 00D216/590 |
| Book / Page | D216 / 590 |
| Map Reference | CAB 20B |
| Instrument Date | Sep 1, 2020 |
| Instrument | 99527 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | KENTUCKIANA TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 PARK AVE, CARROLLTON, KY 41008-9644 |
| Name | Verified Name |
|---|---|
| Address | 1190 GILLOCK RD, CARROLLTON, KY 41008-8307 |
| Document Number | 00000M2598 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | M259/8 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Aug 31, 2016 |
| Property Address | 1190 GILLOCK RD, CARROLLTON, KY 41008-8307 |
| Document Number | 00D201/675 |
| Book / Page | D201 / 675 |
| Map Reference | CAB 20B |
| Instrument Date | Aug 30, 2016 |
| Instrument | 91307 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1190 GILLOCK RD, CARROLLTON, KY 41008-8307 |
| Name | Verified Name |
|---|---|
| Address | 414 PARK AVE, CARROLLTON, KY 41008-9644 |
| Document Number | 000M233242 |
|---|---|
| Date | Aug 31, 2016 |
| Instrument | M233/242 |
| Name | FIRST NATIONAL BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2046 |
The 2026 property tax bill for 1190 Gillock Rd was $2,343 with a disabled person's exemption, up 56.8% from the year before.
Source: Carroll County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Municipality | Carrollton City |
| Unified School District | Carroll County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,343.00 (+56.83%) | $232,900 (+57.36%) Land $30,000 Building $202,900 | $232,900 (+57.36%) Land $30,000 Building $202,900 |
| 2025 | $1,494.00 Disabled Person's exemption | $148,000 Land $15,000 Building $133,000 | $148,000 Land $15,000 Building $133,000 |
| 2023 | $1,488.00 | $148,000 Land $15,000 Building $133,000 | $148,000 Land $15,000 Building $133,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1190 Gillock Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 units insured incl. 6 condo units |
| Nearby Flood Claims | 12 (1978–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1190 Gillock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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