Hancock County property record for 1190 Front St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,811 sqft · built 1900 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,112 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2121000040 |
| Primary APN | 2121000040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,811 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Basement Area | 181 sqft |
| Unfinished Basement | 181 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,901 sqft (0.388 acres) |
| Garage Type | Mixed |
| Garage Area | 1,180 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 133 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1190 FRONT ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REINIG'S LOT 4 |
| Legal Subdivision | REINIG'S ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 270100 |
1190 Front St is owned and occupied by two individuals.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 FRONT ST, GARNER, IA 50438-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1190 Front St was $2,112 with a homeowner's exemption, up 6% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,112.00 (+6.02%) Homeowner's exemption | $172,750 Land $40,320 Building $132,430 | $172,750 Land $40,320 Building $132,430 |
| 2024 | $1,992.00 | ||
| 2023 | $152,090 (+23.69%) Land $28,800 Building $123,290 | $152,090 Land $28,800 Building $123,290 | |
| 2022 | $1,865.00 Homeowner's exemption | $122,960 Land $28,800 Building $94,160 | |
| 2021 | $122,960 Land $28,800 Building $94,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1190 Front St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1190 Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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