1190 Florence St, Baldwin, WI 54002 Property Records

St. Croix County property record for 1190 Florence St, Baldwin, WI 54002

Property Summary

Property TypeSingle Family Home
Lot Size0.172 acres (7,498 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Dec 2025)
Tax Bill$3,086 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2026 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN106-1004-50-000

Property Details

APN / Parcel Number

Primary APN106-1004-50-000
Alternative APN
  • 25.29.17.31

Exterior

Lot Area7,498 sqft (0.172 acres)

Location & Zoning

Street Address1190 FLORENCE ST
CityBALDWIN
StateWI
Zip54002-9016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANNA HEEBINK ADD. LOT 6 BLK 1 VIL BALDWIN
Legal Range17W
Legal Township29N
Legal Section25
Legal SubdivisionHANNA HEEBINK ADD
Legal Block1
Legal Lot Number6
JurisdictionST CROIX WI
Township / Civil DivisionBALDWIN
Census Block Group1
Census Block1021
Census Tract120801

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1190 FLORENCE ST, BALDWIN, WI 54002-9016
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
WESTCONSIN CREDIT UNION
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
WESTCONSIN CREDIT UNION
Dec 29, 2025Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jun 25, 2018Grant Deed, Transfer
WESTCONSIN TITLE SERVICES, WESTCONSIN TITLE SVCS
Jun 7, 2018Deed of Trust, Mortgage
AMERICAN MTG & EQUITY CNSLTS I
Jun 7, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE & EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Prior SaleJun 7, 2018 · Amount on Record
Deed Document Number20251201993
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Recording DateApr 14, 2026
Property Address1190 FLORENCE ST, BALDWIN, WI 54002-9016
Document Number0001206013
Instrument DateApr 9, 2026
Instrument20261206013
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1190 FLORENCE ST, BALDWIN, WI 54002-9016

Mortgage

Document Number0001206013,
DateApr 14, 2026
Instrument20261206013
Lender
NameWESTCONSIN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2056
Interest
Rate6.11%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Recording DateApr 14, 2026
Property Address1190 FLORENCE ST, BALDWIN, WI 54002-9016
Document Number0001206013
Instrument DateApr 9, 2026
Instrument20261206013
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001206013,
DateApr 14, 2026
Instrument20261206013
Lender
NameWESTCONSIN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2056
Interest
Rate6.11%
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateDec 29, 2025
Property Address1190 FLORENCE ST, BALDWIN, WI 54002-9016
Document Number0001201993
Instrument DateDec 26, 2025
Instrument1201993
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1190 FLORENCE ST, BALDWIN, WI 54002-9016

Mortgage

Document Number0001201994
DateDec 29, 2025
Instrument1201994
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CROIX WI
Recording DateJun 25, 2018
Property Address1190 FLORENCE ST, BALDWIN, WI 54002-9016
Document Number0001067129
Instrument DateJun 22, 2018
Instrument1067129
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyWESTCONSIN TITLE SERVICES, WESTCONSIN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$423.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 FLORENCE ST BALDWIN WI 54002, BALDWIN, WI 54002

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1190 FLORENCE ST, BALDWIN, WI 54002-9016
Document Number0001067130
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyWESTCONSIN TITLE SERVICES, WESTCONSIN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1190 FLORENCE ST BALDWIN WI 540029016, BALDWIN, WI 54002-9016

Mortgage

Document Number0001067130
DateJun 25, 2018
Instrument1067130
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressBLOOMINGTON, MN 55435
Agreement
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateJun 7, 2018
Property Address1190 FLORENCE ST, BALDWIN, WI 54002-9016
Document Number0001066115
Instrument DateJun 4, 2018
Instrument1066115
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyWESTCONSIN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001066116
DateJun 7, 2018
Instrument1066116
Lender
NameAMERICAN MORTGAGE & EQUITY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
MunicipalityBaldwin Village
CountySt. Croix County
Unified School DistrictBaldwin-Woodville Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,086.00 (+0.03%)
2025$3,085.00 (+11.17%)$153,300 (-) Land $23,500 Building $129,800$153,300 (-) Land $23,500 Building $129,800
2023$2,775.00$153,300 Land $23,500 Building $129,800$153,300 Land $23,500 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBALDWIN WATERWORKS
serves 4,440 people · EPA ID WI6560119
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Baldwin Telecom
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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