Grayson County property record for 1190 Everheart Rd, Bells, TX 75414
| Property Type | Single Family Home |
|---|---|
| Details | built 2025 |
| Lot Size | 12.1 acres (527,076 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 195 076901411 |
| Primary APN | 195 076901411 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 527,076 sqft (12.1 acres) |
| Street Address | 1190 EVERHEART RD |
|---|---|
| City | BELLS |
| State | TX |
| Zip | 75414-2836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0769 MERVIN JOSEPH A-G0769, ACRES 12.1 |
| Legal Subdivision | MERVIN JOSEPH A-G0769 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 101 |
1190 Everheart Rd, a single family home, is owned by two individuals.
Source: Grayson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 476, SAVOY, TX 75479-0476 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 17, 2024 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK |
| Dec 17, 2024 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1190 EVERHEART RD, BELLS, TX 75414-2836 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 321 W STATE HIGHWAY 56, SAVOY, TX 75479-3012 |
| Document Number | 0000028512 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 2025-28512 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1190 EVERHEART RD, BELLS, TX 75414-2836 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | PO BOX 476, SAVOY, TX 75479-0476 |
| Document Number | 0000034296 |
|---|---|
| Date | Dec 17, 2024 |
| Instrument | 2024-34296 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | 7677 HENNEMAN WAY, MCKINNEY, TX 75070 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1190 EVERHEART RD, BELLS, TX 75414-2836 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | PO BOX 476, SAVOY, TX 75479-0476 |
| Document Number | 0000034297 |
|---|---|
| Date | Dec 17, 2024 |
| Instrument | 2024-34297 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | 7677 HENNEMAN WAY, MCKINNEY, TX 75070 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 16, 2025 |
The 2025 property tax bill for 1190 Everheart Rd was $7.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Bells Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7.00 | $502 Land $502 | $246,646 Land $246,646 |
| 2024 | $7.00 | ||
| 2023 | $595 Land $595 | $230,868 Land $230,868 | |
| 2022 | $10.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1190 Everheart Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1190 Everheart Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 300 / 75 |
| TekWav Fixed Wireless | 100 / 20 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Zulu Internet Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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