Schenectady County and Schenectady City property record for 1190 Cullen Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,157 sqft · built 1970 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,289 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.21-2-20 |
| Primary APN | 421500 40.21-2-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 169 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 30 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1190 CULLEN AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 440 & PT OF 439 1 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20102 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1190 CULLEN AVE, SCHENECTADY, NY 12309-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Intrafamily Transfer, Transfer |
| Oct 26, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 7, 2024 |
| Transfer Doc | 0000018222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 27, 2024 |
| Property Address | 1190 CULLEN AVE, SCHENECTADY, NY 12309-3604 |
| Document Number | 0000018222 |
| Book / Page | 2127 / 843 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 202418222 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1190 CULLEN AVE, SCHENECTADY, NY 12309-3604 |
| Name | Verified Name |
|---|---|
| Address | 1190 CULLEN AVE, SCHENECTADY, NY 12309-3604 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 26, 2023 |
| Property Address | 1190 CULLEN AVE, SCHENECTADY, NY 12309-3604 |
| Document Number | 0000060770 |
| Book / Page | 2118 / 518 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 202360770 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1190 CULLEN AVE, SCHENECTADY, NY 12309-3604 |
| Name | Verified Name |
|---|---|
| Address | 1190 CULLEN AVE, SCHENECTADY, NY 12309-3604 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,289.00 (+13.86%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,645.00 (+33.4%) | $130,500 (-) Land $19,600 Building $110,900 | $216,095 (+30.82%) Land $32,456 Building $183,639 |
| 2023 | $130,500 (-) Land $19,600 Building $110,900 | $165,190 (+3.8%) Land $24,810 Building $140,380 | |
| 2022 | $130,500 Land $19,600 Building $110,900 | $159,146 Land $23,902 Building $135,244 | |
| 2021 | $3,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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