119 Willard Ave, Bedford, OH 44146 Property Records

Cuyahoga County property record for 119 Willard Ave, Bedford, OH 44146 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,124 sqft · built 1957
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2019)
Tax Bill	$3,950 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`811-29-012`

Property Details

APN / Parcel Number

Primary APN	`811-29-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	2,900 sqft
1st Floor Area	1,124 sqft
Basement Area	1,102 sqft
Finished Basement	1,102 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	119 WILLARD AVE
City	BEDFORD
State	OH
Zip	44146-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26 WILLARD 0027 ALL
Legal Subdivision	WILLARD
Legal Lot Number	27
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	132100

Owner

Source: Cuyahoga County records · APN 811-29-012

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	119 WILLARD AVE, BEDFORD, OH 44146-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 23, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 25, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG
Feb 04, 2019	Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Nov 16, 1983 · Amount on Record
Deed Document Number	2019440
Prior Transfer Date	Jan 02, 1979
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 23, 2026
Property Address	119 WILLARD AVE, BEDFORD, OH 44146-2219
Document Number	0000000220
Instrument Date	May 28, 2026
Instrument	2026220
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WILLARD AVE, BEDFORD, OH 44146-2219

Mortgage

Document Number	0000000220,
Date	Jun 23, 2026
Instrument	2026220

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Dec 01, 2049

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	119 WILLARD AVE, BEDFORD, OH 44146-2219
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WILLARD AVE, BEDFORD, OH 44146-2219

Mortgage

Document Number	0000000214
Date	Oct 16, 2023
Instrument	202310160214

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Dec 01, 2049

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	119 WILLARD AVE, BEDFORD, OH 44146-2219
Transaction Type	Mortgage
Record Updated	Dec 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WILLARD AVE, BEDFORD, OH 44146-2219

Mortgage

Document Number	0000000030
Date	Nov 23, 2022
Instrument	202211230030

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 01, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 25, 2019
Property Address	119 WILLARD AVE, BEDFORD, OH 44146-2219
Document Number	0011250440
Instrument Date	Nov 22, 2019
Instrument	11250440
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WILLARD AVE BEDFORD OH 441462219, BEDFORD, OH 44146-2219

Mortgage

Document Number	11250441
Date	Nov 25, 2019
Instrument	11250441

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	119 WILLARD AVE, BEDFORD, OH 44146-2219
Document Number	0002080540
Instrument Date	Feb 04, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	NORTHERN TITLE, NORTHERN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	119 WILLARD AVE BEDFORD OH 441462219, BEDFORD, OH 44146-2219

Mortgage

Document Number	0002080540
Date	Feb 08, 2019
Instrument	2080540

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 07, 2049

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,950.00 (+8.97%) Homeowner's exemption	$50,995 (-0.01%) Land $10,115 Building $40,880	$145,700 (-) Land $28,900 Building $116,800
2024	$3,625.00 (+4.08%) Homeowner's exemption	$51,000 (+30.57%) Land $10,120 Building $40,880	$145,700 (+30.56%) Land $28,900 Building $116,800
2023	$3,483.00 (+13.16%) Homeowner's exemption	$39,060 (-) Land $7,490 Building $31,570
2022	$3,078.00 Homeowner's exemption	$39,060 Land $7,490 Building $31,570
2021			$111,600 Land $21,400 Building $90,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351321001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
PCs for People	Fixed Wireless (licensed-by-rule)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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