119 Waterford Ct, Pendleton, IN 46064 Property Records

Madison County property record for 119 Waterford Ct, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,412 sqft · built 2022
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$420,683 (Jan 2023)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-14-16-200-021.198-013`

Property Details

APN / Parcel Number

Primary APN	`48-14-16-200-021.198-013`
Alternative APN	`00035188717`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,412 sqft Living Area
1st Floor Area	3,412 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	10,542 sqft (0.242 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00035188717
Street Address	119 WATERFORD CT
City	PENDLETON
State	IN
Zip	46064-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRICK GLEN SEC 3A LOT 213 (0.242AC)
Legal Subdivision	CARRICK GLEN SECTION 3A SECONDARY PLAT
Legal Lot Number	213
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1001
Census Tract	11700

Owner

119 Waterford Ct is owned and occupied by an individual who bought it in January 2023.

Source: Madison County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	119 WATERFORD CT, PENDLETON, IN 46064-6419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK
Jan 4, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Deed Document Number	2023238
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Recording Date	Aug 12, 2026
Property Address	119 WATERFORD CT, PENDLETON, IN 46064-6419
Document Number	0000012113
Instrument Date	Jul 27, 2026
Instrument	202612113
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WATERFORD CT, PENDLETON, IN 46064-6419

Mortgage

Document Number	0000012113,
Date	Aug 12, 2026
Instrument	202612113

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jan 4, 2023
Property Address	119 WATERFORD CT, PENDLETON, IN 46064-6419
Document Number	2023R00238
Map Reference	IN 2021R019190
Instrument Date	Dec 30, 2022
Instrument	2023R00238
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 WATERFORD CT, PENDLETON, IN 46064-6419

Mortgage

Document Number	2023R00239
Date	Jan 4, 2023
Instrument	2023R00239

Lender

Name	DHI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 119 Waterford Ct was $4,177 with a homeowner's exemption, up 4.8% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00 (+4.82%) Homeowner's exemption	$433,300 Land $58,700 Building $374,600	$433,300 Land $58,700 Building $374,600
2024	$3,985.00
2023		$417,300 (+83,36%) Land $1,700 Building $415,600	$417,300 (+83,36%) Land $1,700 Building $415,600
2022	$5.00	$500 Land $500	$500 Land $500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 119 Waterford Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1992–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 119 Waterford Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INGALLS WATER COMPANY serves 7,600 people · EPA ID IN5248012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber.

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