Schoharie County and Carlisle Town property record for 119 Ward Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,850 sqft · built 1975 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,390 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 35.-2-15 |
| Primary APN | 432400 35.-2-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Width | 170 ft Width |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J177031 |
|---|---|
| Street Address | 119 WARD RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records · APN 432400 35.-2-15
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 WARD RD, COBLESKILL, NY 12043-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 119 WARD RD, COBLESKILL, NY 12043-4430 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001805/0000000013 |
|---|---|
| Date | Jun 01, 2018 |
| Book Page | 0000001805/0000000013 |
| Instrument | 000000741828 |
| Name | NBT BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Carlisle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,390.00 (+38.06%) | $108,300 (-) Land $12,000 Building $96,300 | $264,146 (+21.95%) Land $29,268 Building $234,878 |
| 2023 | $108,300 Land $12,000 Building $96,300 | $216,600 Land $24,000 Building $192,600 | |
| 2020 | $3,904.00 |
Source: FEMA National Flood Hazard Layer as of February 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 27 locations within half a mile of this property.
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