119 Walker Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 119 Walker Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,992 sqft · built 1966
Lot Size	3.96 acres (172,846 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (May 2023)
Tax Bill	$37 (2025)
Deeds & Mortgages	Jul 2021 Refinance Sep 2023 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`35 142A`

Property Details

APN / Parcel Number

Primary APN	`35 142A`
Alternative APN	`12202`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	5,672 sqft
1st Floor Area	1,992 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	172,846 sqft (3.96 acres)
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	600 sqft
Shed	1 Shed
Shed Area	350 sqft
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12202
Street Address	119 WALKER RD
City	WHITE STONE
State	VA
Zip	22578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ANTIPOISON 3.968 AC LR23/885
Legal Subdivision	ANTIPOISON
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2028
Census Tract	30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1057, WHITE STONE, VA 22578-1057
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
May 22, 2023	Warranty Deed, Transfer NOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY
Aug 16, 2021	Deed, Transfer
Jul 16, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Aug 16, 2021
Deed Document Number	2023885
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	0000002016
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	119 WALKER RD, WHITE STONE, VA 22578
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002017
Date	Jul 16, 2021
Instrument	210002017

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	119 WALKER RD, WHITE STONE, VA 22578
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001644
Date	Sep 20, 2023
Instrument	230001644

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	May 22, 2023
Property Address	119 WALKER RD, WHITE STONE, VA 22578
Document Number	0230000885
Instrument Date	May 18, 2023
Instrument	230000885
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	NOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1057, WHITE STONE, VA 22578-1057

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 16, 2021
Property Address	119 WALKER RD, WHITE STONE, VA 22578
Document Number	210002307
Instrument Date	Aug 12, 2021
Instrument	210002307
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 KENSINGTON AVE, RICHMOND, VA 23221-2421

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Jul 16, 2021
Property Address	119 WALKER RD, WHITE STONE, VA 22578
Document Number	210002016
Instrument Date	Jul 14, 2021
Instrument	210002016
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 KENSINGTON AVE, RICHMOND, VA 23221-2421

Mortgage

Document Number	210002017
Date	Jul 16, 2021
Instrument	210002017

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37.00 (-99.06%)	$683,300 (+9.71%) Land $346,700 Building $336,600	$683,300 (+9.71%) Land $346,700 Building $336,600
2023	$3,923.00	$622,800 Land $401,700 Building $221,100	$622,800 Land $401,700 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

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