119 Walker Branch Dr, Berea, KY 40403 Property Records

Madison County property record for 119 Walker Branch Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$390,535 (Nov 2020)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0072-0024-0058`

Property Details

APN / Parcel Number

Primary APN	`0072-0024-0058`
Alternative APNs	`108696` `146041` `76196`

Exterior

Lot Area	45,738 sqft (1.05 acres)

Location & Zoning

Account Number	76196
Street Address	119 WALKER BRANCH DR
City	BEREA
State	KY
Zip	40403-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKER BRANCH ESTS LOT 58
Legal Subdivision	WALKER BRANCH
Legal Block	1
Legal Lot Number	58
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1009
Census Tract	11202

Owner

119 Walker Branch Dr is owned and occupied by an individual who bought it in November 2020.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	119 WALKER BRANCH DR, BEREA, KY 40403-8776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS GUARANTY BANK
May 13, 2020	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO
Nov 9, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC
Mar 9, 2020	Warranty Deed, Transfer LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS
Mar 9, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	2014023710
Deed Book / Page	D00796 / 627
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	119 WALKER BRANCH DR, BEREA, KY 40403-8776
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WALKER BRANCH DR, BEREA, KY 40403-8776

Mortgage

Document Number	0M2207/447
Date	Dec 14, 2022
Book Page	M2207/447
Instrument	2014123759

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Nov 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	119 WALKER BRANCH DR, BEREA, KY 40403-8776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01938/770
Date	May 13, 2020
Book Page	M01938/770
Instrument	2014011918

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 12, 2021

Interest

Rate Type	Adjustable Rate
Index	5-Year TN

November 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 9, 2020
Property Address	119 WALKER BRANCH DR, BEREA, KY 40403-8776
Document Number	D00796/627
Book / Page	D00796 / 627
Map Reference	MB 20 PG 52
Instrument Date	Oct 13, 2020
Instrument	2014023710
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2021
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 JASON DR STE 7, 312, RICHMOND, KY 40475-2785

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	119 WALKER BRANCH DR, BEREA, KY 40403-8776

Mortgage

Document Number	2014023711
Date	Nov 9, 2020
Instrument	2014023711

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 9, 2020
Property Address	119 WALKER BRANCH DR, BEREA, KY 40403-8776
Document Number	D00785/391
Book / Page	D00785 / 391
Map Reference	MB 20 PG 52
Instrument Date	Feb 18, 2020
Instrument	2014008699
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 287, BEREA, KY 40403-0287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 WOODFIELD CIR, RICHMOND, KY 40475-8677

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 9, 2020
Property Address	119 WALKER BRANCH DR, BEREA, KY 40403-8776
Document Number	D00785/395
Book / Page	D00785 / 395
Map Reference	MB 20 PG 52
Instrument Date	Feb 18, 2020
Instrument	2014008700
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3036 WOODFIELD CIR, 3036, RICHMOND, KY 40475-8677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 HARRIGAN WAY, LEXINGTON, KY 40509-9036

Tax Assessment & Valuation

The 2025 property tax bill for 119 Walker Branch Dr was $3,682 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,682.00 Additional exemption filed	$390,535	$390,535
2023	$3,788.00	$390,535	$390,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Walker Branch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Walker Branch Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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