119 W North Ave, Flora, IL 62839 Property Records

Clay County property record for 119 W North Ave, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size1,900 sqft (0.043 acres)
Last Sale$52,000 (2025)
Tax Bill$1,069.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-315-006

Exterior

Lot Area1,900 sqft (0.043 acres)

Location & Zoning

Street Address119 W NORTH AVE
CityFLORA
StateIL
Zip62839-1613
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionORIGINAL TOWN BLOCK 20 E/2 LOT 4 PLUS 15' VACATED STREET
Legal SubdivisionORIGINAL TOWN NOW CITY OF FLORA
Legal Block20
Legal Lot Number4
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup2
Census Block2043
Census Tract972100

Owner

Source: Clay County records · APN 10-25-315-006

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6141 N GLENWOOD RD, NOBLE, IL 62868-3005
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Commercial Mortgage
TRUSTBANK
Jun 01, 2021Warranty Deed, Transfer · Conventional Mortgage
CLAY CITY BANKING CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2025 · Amount on Record
Deed SaleAug 15, 2025 · Amount on Record
Prior SaleJun 01, 2021 · Amount on Record
Deed Doc Number2025212405
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address119 W NORTH AVE, FLORA, IL 62839-1613
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000213237
DateDec 22, 2025
Instrument213237
Lender
NameTRUSTBANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 02, 2030
Interest
Rate TypeAdjustable Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateJun 01, 2021
Property Address119 W NORTH AVE, FLORA, IL 62839-1613
Document Number201983
Instrument DateMay 18, 2021
Instrument201983
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$82.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1697 HIGHWAY 45, FLORA, IL 62839-4013

Mortgage

Document Number201984
DateJun 01, 2021
Instrument201984
Lender
NameCLAY CITY BANKING CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,140 (-) Land $2,748 Building $10,392$39,420 (-) Land $8,244 Building $31,176
2024$1,069.00 (-5.98%)$13,140 (+10.03%) Land $2,748 Building $10,392$39,420 (+10.03%) Land $8,244 Building $31,176
2022$1,137.00 (+7.47%)$11,942 Land $2,486 Building $9,456$35,826 Land $7,458 Building $28,368
2021$1,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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