St. Joseph County property record for 119 W Bennett St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,768 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,940 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-128-00 |
| Primary APN | 051-145-128-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,768 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 1,616 sqft |
| Unfinished Basement | 1,406 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 80 ft deep x 65 ft wide |
| Garage Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 119 W BENNETT ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | W 65 FT OF LOT 1 & S 13 FT OF W 65 FT OF LOT 2 BLK 13. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 13 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 40100 |
119 W Bennett St is owned and occupied by an individual who acquired it in June 2020.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 W BENNETT ST, THREE RIVERS, MI 49093-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Nov 8, 2018 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2020 |
| Deed Sale | Jun 1, 2020 |
| Prior Sale | Nov 8, 2018 · Amount on File |
| Prior Transfer Date | May 18, 2020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 1, 2020 |
| Property Address | 119 W BENNETT ST, THREE RIVERS, MI 49093-2205 |
| Document Number | 2020002049 |
| Map Reference | LB F PG 28 |
| Instrument Date | May 18, 2020 |
| Instrument | 2020002049 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 W BENNETT ST, THREE RIVERS, MI 49093-2205 |
| Document Number | 2020002050 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2020002050 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 8, 2018 |
| Property Address | 119 W BENNETT ST, THREE RIVERS, MI 49093-2205 |
| Document Number | 01938/0001 |
| Book / Page | 1938 / 0001 |
| Map Reference | LB F PG28 |
| Instrument Date | Nov 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 W BENNETT ST, THREE RIVERS, MI 49093-2205 |
| Name | Verified Name |
|---|---|
| Address | 119 W BENNETT ST, THREE RIVERS, MI 49093-2205 |
| Document Number | 0000019384 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 1938/4 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 44 Months |
| Due | Jul 28, 2022 |
The 2025 property tax bill for 119 W Bennett St was $1,940 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,900 | $203,800 | |
| 2025 | $1,940.00 Homeowner's exemption | ||
| 2023 | $73,900 Land $2,900 Building $71,000 | $147,800 Land $5,800 Building $142,000 | |
| 2022 | $2,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 W Bennett St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 W Bennett St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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