119 W 5th St, Wray, CO 80758 Property Records

Yuma County property record for 119 W 5th St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1922
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Aug 2013)
Tax Bill	$518 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2018 Mortgage + 2 more
APN	`W000120`

Property Details

APN / Parcel Number

Primary APN	`W000120`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,008 sqft Living Area
Attic	Attic
Attic Area	512 sqft
Basement Area	2,268 sqft
Finished Basement	252 sqft
Unfinished Basement	756 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	119 W 5TH ST
City	WRAY
State	CO
Zip	80758-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, ORIGINAL BLK 14 LOT 11 & 12 & S 15' LOT 10 SIZE: 65 X 140
Legal Subdivision	ORIGINAL TOWN OF WRAY
Legal Block	14
Legal Lot Number	10-12
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3082
Census Tract	963100

Owner

119 W 5th St is owned and occupied by an individual who bought it in August 2013.

Source: Yuma County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	119 W 5TH ST, WRAY, CO 80758-1747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit WRAY STATE BANK
Feb 21, 2018	Deed of Trust, Mortgage · ARM EQUITABLE SLA
Feb 21, 2018	Deed of Trust, Mortgage · ARM EQUITABLE SLA
Aug 2, 2013	Trustee's Deed, Foreclosure · Conventional Mortgage EQUITABLE SAVINGS & LOAN ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2013 · Amount on File
Deed Sale	Aug 2, 2013 · Amount on File
Deed Document Number	2013557896
Prior Transfer Date	Feb 21, 2007
Prior Transfer Doc	0000531922
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	119 W 5TH ST, WRAY, CO 80758-1747
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 W 5TH ST, WRAY, CO 80758-1747

Mortgage

Document Number	0000586405
Date	Jan 11, 2023
Instrument	586405

Lender

Name	WRAY STATE BANK
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	65 Months
Due	Jun 6, 2028

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	119 W 5TH ST, WRAY, CO 80758-1747
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000572106
Date	Feb 21, 2018
Instrument	00572106

Lender

Name	EQUITABLE SLA
Type	Lending Institution
Address	WRAY, CO 80758

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	119 W 5TH ST, WRAY, CO 80758-1747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00572106
Date	Feb 21, 2018
Instrument	00572106

Lender

Name	EQUITABLE SLA
Type	Lending Institution
Address	WRAY, CO 80758

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

August 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YUMA CO
Recording Date	Aug 2, 2013
Property Address	119 W 5TH ST, WRAY, CO 80758-1747
Document Number	0000557896
Instrument Date	Jul 29, 2013
Instrument	00557896
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 W 5TH ST, WRAY, CO 80758-1747

Mortgage

Document Number	0000557897
Date	Aug 2, 2013
Instrument	00557897

Lender

Name	EQUITABLE SAVINGS & LOAN ASSN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

Interest

Type Change Date	Aug 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 119 W 5th St was $518, up 0.2% from the year before.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$518.00 (+0.19%)
2025	$517.00	$5,290
2024			$169,350 (+1.64%)
2023	$679.00 (-13.94%)	$13,262 (+41.64%) Land $939 Building $12,323	$166,610 (+41.64%) Land $11,800 Building $154,810
2022	$789.00	$9,363 Land $939 Building $8,424	$117,630 Land $11,800 Building $105,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 119 W 5th St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 W 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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