119 Village Cluster Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 119 Village Cluster Rd, Beech Mountain, NC 28604

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 4 ba · 2,399 sqft · built 2003
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Mar 2020)
Tax Bill$1,280 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1940-94-9044-000

Property Details

APN / Parcel Number

Primary APN1940-94-9044-000
Alternative APN
  • 1812925

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,399 sqft Living Area
1st Floor Area972 sqft
Basement Area747 sqft
Finished Basement747 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1812925
Street Address119 VILLAGE CLUSTER RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8231
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeBMR2
Legal DescriptionVILLAGE CREEK 2 019
Legal SubdivisionVILLAGE CREEK
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1058
Census Tract921000

Owner

119 Village Cluster Rd, a residential property, is owned by two individuals who bought it in March 2020.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3436 SIENNA HILL PL, CARY, NC 27519-5219
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2020 · Amount on File
Deed SaleMar 6, 2020 · Amount on File
Prior SaleJun 10, 2005 · Amount on File
Deed Document Number2020688092
Deed Book / Page2079 / 463
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMar 6, 2020
Property Address119 VILLAGE CLUSTER RD, BEECH MOUNTAIN, NC 28604-8231
Document Number0020790463
Book / Page2079 / 463
Map ReferenceMB 8 PG 170
Instrument DateFeb 14, 2020
Instrument688092
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3436 SIENNA HILL PL, CARY, NC 27519-5219

Mortgage

Document Number688093
DateMar 6, 2020
Instrument688093
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 119 Village Cluster Rd was $1,280.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$366,600 (-) Land $8,700 Building $357,900
2025$1,280.00$366,600 Land $8,700 Building $357,900
2024$366,600 Land $8,700 Building $357,900
2023$366,600 Land $8,700 Building $357,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Village Cluster Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Village Cluster Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Village Cluster Rd

Nearby Streets

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