119 Underhill Loop Dr, Orlando, FL 32825 Property Records

Orange County property record for 119 Underhill Loop Dr, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,417 sqft · built 1999
Lot Size	0.214 acres (9,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,900 (Oct 1999)
Tax Bill	$2,073 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-22-31-4727-00-220`

Property Details

APN / Parcel Number

Primary APN	`30-22-31-4727-00-220`
Alternative APNs	`312230472700220` `614614` `620918` `625720`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,417 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	856 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,336 sqft (0.214 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Shed	1 Shed
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	119 UNDERHILL LOOP DR
City	ORLANDO
State	FL
Zip	32825-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAKE UNDERHILL PINES 36/139 LOT 22
Legal Range	31E
Legal Township	22S
Legal Section	30
Legal Subdivision	LAKE UNDERHILL PINES
Legal Tract	4727
Legal Lot Number	22
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1011
Census Tract	16714

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 UNDERHILL LOOP DR, ORLANDO, FL 32825-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 1999 · Amount on Record
Deed Sale	Oct 25, 1999 · Amount on Record
Deed Book / Page	5866 / 124
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	119 UNDERHILL LOOP DR, ORLANDO, FL 32825-3747
Document Number	0000006984
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 UNDERHILL LOOP DR ORLANDO FL 328253747, ORLANDO, FL 32825-3747

Mortgage

Document Number	0000006984
Date	Jan 6, 2020
Instrument	6984

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,789 (+2.7%)	$312,800 (-1.13%) Land $100,000 Building $212,800
2025	$2,073.00 (+8.7%) Homeowner's exemption	$133,193 (+5.99%)	$316,360 (+9.07%) Land $100,000 Building $216,360
2024	$1,907.00 (+7.62%)
2023	$1,772.00 (+5.6%) Homeowner's exemption	$125,669 (+3%)	$290,053 (+9.38%) Land $100,000 Building $190,053
2022	$1,678.00 Homeowner's exemption	$122,009	$265,168 Land $105,000 Building $160,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	12 (1991–2022)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20