119 Tremont St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 119 Tremont St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,076 sqft · built 1900
Lot Size	0.039 acres (1,690 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Dec 2012)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-12-155-008`

Property Details

APN / Parcel Number

Primary APN	`8914-12-155-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,076 sqft Living Area
1st Floor Area	448 sqft
Basement Area	448 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	1,690 sqft (0.039 acres)
Lot Dimensions	65 ft deep x 26 ft wide
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	119 TREMONT ST
City	CEDAR FALLS
State	IA
Zip	50613-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT CEDAR FALLS N 26 FT OF E 1/2 LOT 4 BLK 28 EXC RR
Legal Range	14W
Legal Township	89N
Legal Section	12
Legal Subdivision	ORIGINAL PLAT CEDAR FALLS
Legal Block	28
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1015
Census Tract	2200

Owner

119 Tremont St is owned by a company that bought it in December 2012.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 128, CEDAR FALLS, IA 50613-0016
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK/LYNNVILLE IA
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2012 · Amount on File
Deed Sale	Dec 28, 2012 · Amount on File
Prior Sale	Jan 20, 2012 · Amount on File
Deed Document Number	20122013013495
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	May 1, 2026
Property Address	119 TREMONT ST, CEDAR FALLS, IA 50613-2603
Document Number	0000006095
Instrument Date	Apr 30, 2026
Instrument	20266095
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4407 DONALD DR, CEDAR FALLS, IA 50613-7051

Mortgage

Document Number	0000006095,
Date	May 1, 2026
Instrument	20266095

Lender

Name	FIRST STATE BANK/LYNNVILLE IA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	119 TREMONT ST, CEDAR FALLS, IA 50613-2603
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015462
Date	Jan 31, 2022
Instrument	202200015462

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 119 Tremont St was $1,568, up 5.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00 (+5.38%)	$104,440 Land $13,070 Building $91,370	$104,440 Land $13,070 Building $91,370
2024	$1,488.00
2023		$90,370 (+14.29%) Land $8,710 Building $81,660	$90,370 Land $8,710 Building $81,660
2022	$1,460.00	$79,070 Land $8,710 Building $70,360
2021			$79,070 Land $8,710 Building $70,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Tremont St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1979–1999)
Most Recent Claim	Jul 1999 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 119 Tremont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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