119 Thelma St, Bernice (Afton), OK 74331 Property Records

Delaware County property record for 119 Thelma St, Bernice, OK 74331

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,397 sqft
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$76,500 (Sep 2018)
Tax Bill	$831 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25N22E-26-2-10999-000-0000`

Property Details

APN / Parcel Number

Primary APN	`25N22E-26-2-10999-000-0000`
Alternative APNs	`0035651` `35651`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,397 sqft Living Area

Exterior

Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Deck Area	210 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35651
Street Address	119 THELMA ST
City	BERNICE
State	OK
Zip	74331-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-25-22 PT SE SE NW DESCRIBED AS: BEG 190' N & 301.43' W OF SE COR OF SE NW; W 155.57'; N 140'; E 155.57'; S 140' TO BEG & B
Legal Subdivision	BERNICE-X LAND
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2064
Census Tract	375803

Owner

Source: Delaware County records · APN 25N22E-26-2-10999-000-0000

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	119 THELMA ST, BERNICE, OK 74331-7116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2018-007600
Deed Book / Page	2254 / 613
Record Updated	Jun 08, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 24, 2018
Property Address	119 THELMA ST, BERNICE, OK 74331-7116
Document Number	002254/613
Book / Page	2254 / 613
Instrument Date	Sep 21, 2018
Instrument	2018-007600
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	APEX TITLE NORTHEAST OK LLC, APEX TITLE NORTHEAST OKLAHOM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$114.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 THELMA ST, BERNICE, OK 74331-7116

Mortgage

Document Number	2018007601
Date	Sep 24, 2018
Instrument	2018-007601

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Bernice Town
Elementary School District	Cleora Public School (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (-0.24%)	$10,184 (+5%) Land $900 Building $9,284	$146,217 (-) Land $13,250 Building $132,967
2024	$833.00 (+9.32%)	$9,699 (+5%) Land $857 Building $8,842	$146,217 (+16.32%) Land $13,250 Building $132,967
2023	$762.00	$9,237 Land $814 Building $8,423	$125,706 Land $8,000 Building $117,706

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (40041C), as of September 13, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400413758032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Northeast Rural Services Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
The Junction Internet Fixed Wireless	100 / 20
AtLink Services Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OK1021696, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AFTON PWA serves 1,428 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Nitrate-Nitrite resolved · Jul 2023 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.