119 Terhune Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 119 Terhune Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	2,170 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 1996)
Tax Bill	$13,404 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01329-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`07-01329-0000-00005`
Alternative APN	`070132900005`

Interior

Stories	2 Stories
Building Area	2,170 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	119 TERHUNE AVE
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	OR PCL/LAND & PREMISES SITUA
Legal Block	1329
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	4
Census Block	4005
Census Tract	175701

Owner

119 Terhune Ave is owned by an individual who bought it in March 1996.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 TERHUNE AVE, PASSAIC, NJ 07055-5343
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 1996 · Amount on File
Deed Sale	Mar 20, 1996 · Amount on File
Deed Book / Page	144 / 176
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	119 TERHUNE AVE, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021411
Date	Jul 5, 2023
Book Page	M18541/10
Instrument	2023021411

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	119 TERHUNE AVE, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068391
Date	Oct 29, 2021
Book Page	M17556/262
Instrument	2021068391

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 119 Terhune Ave was $13,404, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,800 (-) Land $115,000 Building $199,800	$314,800 (-) Land $115,000 Building $199,800
2025	$13,404.00 (+3.27%)	$314,800 Land $115,000 Building $199,800	$314,800 Land $115,000 Building $199,800
2024	$12,979.00
2023		$314,800 Land $115,000 Building $199,800	$314,800 Land $115,000 Building $199,800
2022	$12,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 119 Terhune Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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