119 Swain St, Elburn, IL 60119 Property Records

Kane County property record for 119 Swain St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.217 acres (9,472 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,361 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-06-428-001`

Property Details

APN / Parcel Number

Primary APN	`11-06-428-001`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Combination
Lot Area	9,472 sqft (0.217 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	119 SWAIN ST
City	ELBURN
State	IL
Zip	60119-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WEST 96 FT OF LOT 1 IN BLK 22 OF WILLIS AND SWAINS ADD
Legal Subdivision	WILLIS AND SWAINS ADD
Legal Block	22
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1055
Census Tract	854507

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	119 SWAIN ST, ELBURN, IL 60119-8359
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 22, 2025
Transfer Doc	0000041693
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 23, 2025
Property Address	119 SWAIN ST, ELBURN, IL 60119-8359
Document Number	0000041693
Instrument Date	Oct 22, 2025
Instrument	2025K041693
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	119 SWAIN ST, ELBURN, IL 60119-8359

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	119 SWAIN ST, ELBURN, IL 60119-8359
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071325
Date	Sep 20, 2021
Instrument	2021K071325

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	119 SWAIN ST, ELBURN, IL 60119-8359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOX TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018298
Date	Apr 12, 2017
Instrument	2017K018298

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,361.00 (+3.25%) Homeowner's exemption	$138,344 (+8.89%) Land $12,250 Building $126,094	$415,198 (+8.89%) Land $36,765 Building $378,433
2024	$10,035.00 (+15.52%) Homeowner's exemption	$127,049 (+28.59%) Land $11,250 Building $115,799	$381,300 (+28.64%) Land $33,764 Building $347,536
2022	$8,687.00 (+3.38%) Homeowner's exemption	$98,801 (+4.48%) Land $9,318 Building $89,483	$296,403 (+4.48%) Land $27,954 Building $268,449
2021	$8,403.00 Homeowner's exemption	$94,564 Land $8,918 Building $85,646	$283,692 Land $26,754 Building $256,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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