119 Summit Lake Dr, Divide, CO 80814 Property Records

Teller County property record for 119 Summit Lake Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 2019
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2020)
Tax Bill	$2,442 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jul 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3127.334030150`

Property Details

APN / Parcel Number

Primary APN	`3127.334030150`
Alternative APN	`R0017096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
Basement Area	1,938 sqft
Unfinished Basement	1,938 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0017096
Street Address	119 SUMMIT LAKE DR
City	DIVIDE
State	CO
Zip	80814-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L45 HIGHLAND LAKES 2
Legal Range	70W
Legal Township	12S
Legal Section	33
Legal Subdivision	HIGHLAND LAKES
Legal Lot Number	45
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1013
Census Tract	10112

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 SUMMIT LAKE DR, DIVIDE, CO 80814-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 30, 2018	Warranty Deed, Transfer
Jul 21, 2017	Warranty Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC
Mar 16, 2017	Warranty Deed, Transfer · Line of Credit PARK STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	2020724855
Prior Transfer Date	Oct 21, 2009
Prior Transfer Doc	0000631309
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Apr 20, 2020
Property Address	119 SUMMIT LAKE DR, DIVIDE, CO 80814-9719
Document Number	0000724855
Instrument Date	Apr 17, 2020
Instrument	724855
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2022
Title Company	EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	119 SUMMIT LAKE DR, DIVIDE, CO 80814-9719

Mortgage

Document Number	0000724856
Date	Apr 20, 2020
Instrument	724856

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jul 30, 2018
Property Address	119 SUMMIT LAKE DR, DIVIDE, CO 80814-9719
Document Number	0000708971
Instrument Date	Jul 30, 2018
Instrument	708971
Transaction Type	Transfer
Record Updated	Aug 10, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1062 VALLEY RD COLORADO SPRINGS CO 809041515, COLORADO SPRINGS, CO 80904-1515

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jul 21, 2017
Property Address	119 SUMMIT LAKE DR, DIVIDE, CO 80814-9719
Document Number	0000699305
Instrument Date	Jul 20, 2017
Instrument	699305
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 SUMMIT LAKE DR DIVIDE CO 80814, DIVIDE, CO 80814

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Mar 16, 2017
Property Address	119 SUMMIT LAKE DR, DIVIDE, CO 80814-9719
Document Number	0000696094
Instrument Date	Mar 7, 2017
Instrument	696094
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	HERITAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	119 SUMMIT LAKE DR, DIVIDE, CO 80814-9719

Mortgage

Document Number	0000696095
Date	Mar 16, 2017
Instrument	696095

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,442.00 (-0.57%)	$34,020 (-5.81%) Land $2,959 Building $31,061
2024	$2,456.00 (+5%)	$36,120 (-) Land $2,670 Building $33,450	$544,382 (-8.37%) Land $47,354 Building $497,028
2023	$2,339.00 (+5.93%)	$36,120 (+2.47%) Land $2,670 Building $33,450	$594,109 (+17.12%) Land $43,923 Building $550,186
2022	$2,208.00	$35,250 Land $1,540 Building $33,710	$507,268 Land $22,185 Building $485,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon, Vero Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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