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119 Summit Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 119 Summit Ave, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,764 sqft · built 1955
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,160 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN999-99-15-149.00

Property Details

APN / Parcel Number

Primary APN999-99-15-149.00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,764 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialCombination
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
TerrainCombination
Garage Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address119 SUMMIT AVE
CityFORT THOMAS
StateKY
Zip41075-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK D HOLIDAY ACRES 75 X 120
Legal SubdivisionHOLIDAY ACRES
Legal PhaseD
Legal BlockD
Legal Lot Number4
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2004
Census Tract52302

Owner

119 Summit Ave is owned and occupied by an individual who acquired it in November 2007.

Source: Campbell County records, as of March 9, 2026

Owner of RecordIndividual Name on File
Mailing Address119 SUMMIT AVE, FORT THOMAS, KY 41075-2033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 8, 2007
Transfer Doc0001900034
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address119 SUMMIT AVE, FORT THOMAS, KY 41075-2033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005083926
DateNov 26, 2018
Book PageM2165/081
Instrument5083926
Lender
NamePNC BANK NA
TypeBank
AddressNEWPORT, KY 41071
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMPBELL KY
Recording DateSep 14, 2017
Property Address119 SUMMIT AVE, FORT THOMAS, KY 41075-2033
Document Number0005062738
Book / Page000788 / 000464
Instrument DateAug 29, 2017
Instrument5062738
Transaction TypeTransfer
Record UpdatedOct 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address119 SUMMIT AVE FORT THOMAS KY 410752033, FORT THOMAS, KY 41075-2033

Tax Assessment & Valuation

The 2025 property tax bill for 119 Summit Ave was $1,160.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,160.00$314,600 Land $50,000 Building $264,600$314,600 Land $50,000 Building $264,600
2023$1,242.00 (-2.51%)$314,600 (-) Land $50,000 Building $264,600$314,600 (-) Land $50,000 Building $264,600
2022$1,274.00$314,600 Land $50,000 Building $264,600$314,600 Land $50,000 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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