Montgomery County property record for 119 Sterling Dr, Montgomery, AL 36109
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,957 sqft · built 1963 |
| Lot Size | 0.284 acres (12,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Apr 2017) |
| Tax Bill | $967 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-11-3-003-013.000 |
| Primary APN | 10-01-11-3-003-013.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,957 sqft Living Area |
| 1st Floor Area | 1,957 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,350 sqft (0.284 acres) |
| Lot Dimensions | 130 ft deep x 95 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 227941 |
|---|---|
| Street Address | 119 STERLING DR |
| City | MONTGOMERY |
| State | AL |
| Zip | 36109-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75-S |
| Legal Description | 1001113003013000 |
| Legal Range | 18E |
| Legal Township | 16N |
| Legal Section | 11 |
| Legal Subdivision | BELLEHURST EST 2 |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 2700 |
119 Sterling Dr is owned and occupied by two individuals who bought it in April 2017.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 STERLING DR, MONTGOMERY, AL 36109-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 6, 2017 | Warranty Deed, Transfer · VA Mortgage WR STARKEY MORTGAGE LLP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2017 · Amount on File |
| Deed Sale | Apr 6, 2017 · Amount on File |
| Prior Sale | May 25, 2016 · Amount on File |
| Deed Document Number | 20174952-0075 |
| Deed Book / Page | 4952 / 75 |
| Prior Transfer Date | Jul 11, 2002 |
| Prior Transfer Doc | 2447000486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 119 STERLING DR, MONTGOMERY, AL 36109-3936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057490382 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 5749/382 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Apr 6, 2017 |
| Property Address | 119 STERLING DR, MONTGOMERY, AL 36109-3936 |
| Document Number | 0049520075 |
| Book / Page | 4952 / 0075 |
| Map Reference | MB16 PG98 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 4952-0075 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2220 GREEN PARK DR, 2220, MONTGOMERY, AL 36111-1610 |
| Name | Verified Name |
|---|---|
| Address | 119 STERLING DR, MONTGOMERY, AL 36109-3936 |
| Investor | Possibly a Property Investor |
| Document Number | 49520078 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 4952-0078 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 119 Sterling Dr was $967 with a homeowner's exemption, up 2.1% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $967.00 (+2.11%) | ||
| 2025 | $947.00 Homeowner's exemption | $20,180 Land $3,000 Building $17,180 | $201,800 Land $30,000 Building $171,800 |
| 2023 | $864.00 Homeowner's exemption | $18,450 Land $3,000 Building $15,450 | $184,500 Land $30,000 Building $154,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 119 Sterling Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2009–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 Sterling Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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