119 Staples Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 119 Staples Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,724 sqft · built 2019
Lot Size	10.4 acres (454,331 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Apr 2021)
Tax Bill	$12,903 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Refinance + 7 more
Flood Zone	Zone X (minimal risk)
APN	`1-0007-45`

Property Details

APN / Parcel Number

Primary APN	`1-0007-45`
Alternative APN	`CUMB M:044 B:0053 L:000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,724 sqft Living Area
Gross Area	8,356 sqft
1st Floor Area	1,942 sqft
Basement Area	1,942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	454,331 sqft (10.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1-0007-45
Street Address	119 STAPLES RD
City	CUMBERLAND
State	RI
Zip	02864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	53
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2046
Census Tract	11402

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 MIDDLETON ST, PROVIDENCE, RI 02909-5723
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage BCP LOAN PARTNERS LLC
Sep 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NED STEVENS INC
Mar 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MARCHIONTE CAPITAL LLC
Mar 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MARCHIONTE CAPITAL LLC
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RHODY CAPITAL LLC
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SPINDRIFT INVESTMENTS LLC
Apr 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 24, 2019	Warranty Deed, Transfer MARCHIONTE CAP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	2021123305
Deed Book / Page	1884 / 902
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002026-655
Date	Mar 27, 2026
Book Page	2026/655
Instrument	154295

Lender

Name	BCP LOAN PARTNERS LLC

Agreement

Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001964-910
Date	Sep 29, 2023
Book Page	1964/910
Instrument	140826

Lender

Name	NED STEVENS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013511-177
Date	Mar 24, 2022
Book Page	13511/177
Instrument	2022316402

Lender

Name	MARCHIONTE CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001926-383
Date	Mar 24, 2022
Book Page	1926/383
Instrument	131981

Lender

Name	MARCHIONTE CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001931-581
Date	May 19, 2022
Book Page	1931/581
Instrument	133125

Lender

Name	RHODY CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001957-68
Date	May 26, 2023
Book Page	1957/68
Instrument	138963

Lender

Name	SPINDRIFT INVESTMENTS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 16, 2021
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Document Number	1884-902
Book / Page	1884 / 902
Instrument Date	Apr 15, 2021
Instrument	123305
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MIDDLETON ST, PROVIDENCE, RI 02909

Mortgage

Document Number	123306
Date	Apr 16, 2021
Instrument	123306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Feb 2, 2021
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Document Number	1874-753
Book / Page	1874 / 753
Instrument Date	Feb 2, 2021
Instrument	121260
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MIDDLETON ST, PROVIDENCE, RI 02909

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 24, 2019
Property Address	119 STAPLES RD, CUMBERLAND, RI 02864
Document Number	1805-178
Book / Page	001805 / 000178
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	634 PLAINFIELD ST PROVIDENCE RI 029094626, PROVIDENCE, RI 02909-4626

Mortgage

Document Number	1805-181
Date	Jun 24, 2019
Book Page	001805/000181

Lender

Name	MARCHIONTE CAP LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,903.00 (+5.59%)	$1,051,600 (-) Land $217,200 Building $834,400
2023	$12,220.00 (+6.82%)	$1,051,600 (+37.79%) Land $217,200 Building $834,400
2022	$11,440.00	$763,200 Land $165,900 Building $597,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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