119 Spring Brook Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 119 Spring Brook Ct, Saint Charles, MO 63303 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$353,100 (May 2023)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`T010800089`

Property Details

APN / Parcel Number

Primary APN	`T010800089`
Alternative APN	`3-0037-8536-00-0062.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	1,595 sqft
Finished Basement	770 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	95 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T010800089
Old Parcel Number	T010800089
Street Address	119 SPRING BROOK CT
City	SAINT CHARLES
State	MO
Zip	63303-6489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE ESTS #2 LOT 62
Legal Subdivision	SPRING LAKE ESTS #2
Legal Lot Number	62
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	3
Census Block	3000
Census Tract	311148

Owner

Source: St. Charles County records · APN T010800089

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 05, 2022	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
May 16, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 30, 2023	Special Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
May 25, 2021	Warranty Deed, Transfer NOT AVAILABLE, UST
Dec 17, 2020	Grant Deed, Construction Loan · Line of Credit HERITAGE CMNTY BK
Nov 02, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Jan 30, 2023
Deed Document Number	0202318574
Deed Book / Page	2023 / 18574
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2026
Property Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489
Document Number	0000035113
Instrument Date	Jul 20, 2026
Instrument	202635113
Transaction Type	Mortgage
Record Updated	Aug 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489

Mortgage

Document Number	0000035113,
Date	Jul 27, 2026
Instrument	202635113

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001048
Date	Jan 05, 2022
Instrument	2022R-001048

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 16, 2023
Property Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489
Document Number	0000018574
Map Reference	MB 37 PG 102
Instrument Date	May 15, 2023
Instrument	2023R-018574
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	REALTECH TITLE LLC, REALTECH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489

Mortgage

Document Number	0000018575
Date	May 16, 2023
Instrument	2023R-018575

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 30, 2023
Property Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489
Document Number	0000003512
Map Reference	MB 37 PG 102
Instrument Date	Dec 22, 2021
Instrument	2023R-003512
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 25, 2021
Property Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489
Document Number	0000044871
Map Reference	MB 37 PG 102
Instrument Date	May 19, 2021
Instrument	2021R-044871
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 86, SAINT CHARLES, MO 63302-0086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ, CHICAGO, IL 60606-3913
Investor	Possibly a Property Investor

December 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 17, 2020
Property Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489
Document Number	0000099474
Instrument Date	Dec 14, 2020
Instrument	99474
Transaction Type	Construction Loan
Record Updated	Mar 18, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	119 SPRING BROOK CT ST CHARLES MO 633036489, ST CHARLES, MO 63303-6489
Investor	Possibly a Property Investor

Mortgage

Document Number	99475
Date	Dec 17, 2020
Instrument	99475

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 16, 2021

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	119 SPRING BROOK CT, SAINT CHARLES, MO 63303-6489
Document Number	0000103016
Instrument Date	Nov 02, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	119 SPRING BROOK CT ST CHARLES MO 633036489, ST CHARLES, MO 63303-6489

Mortgage

Document Number	0000103016
Date	Dec 30, 2020
Instrument	103016

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,118.00 (+27.89%)	$68,617 (+4.92%)	$361,141 (+4.92%) Land $80,000 Building $281,141
2023		$65,399 (+35.6%)
2022	$3,220.00	$48,231	$344,204 (+35.59%) Land $60,000 Building $284,204
2021			$253,848 Land $50,000 Building $203,848

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111483, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1983–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 1995, river or lake flooding, Severe Storms, Tornadoes, Hail, Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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