119 Sea Side Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 119 Sea Side Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,822 sqft · built 2002
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2009)
Tax Bill	$5,234 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T012500464`

Property Details

APN / Parcel Number

Primary APN	`T012500464`
Alternative APN	`2-0066-8563-00-0291.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,822 sqft Living Area
Gross Area	4,742 sqft
1st Floor Area	1,684 sqft
Basement Area	1,664 sqft
Finished Basement	1,248 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	17,424 sqft (0.4 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T012500464
Street Address	119 SEA SIDE CT
City	O FALLON
State	MO
Zip	63368-6688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT HUTCHINGS FARM #2 LOT 291
Legal Subdivision	VLGS AT HUTCHINGS FARM #2
Legal Lot Number	291
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311735

Owner

119 Sea Side Ct is owned and occupied by two individuals who bought it in October 2009.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	119 SEA SIDE CT, O FALLON, MO 63368-6688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Deed of Trust, Mortgage VANTAGE CU
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2009 · Amount on File
Deed Sale	Oct 23, 2009 · Amount on File
Prior Sale	Nov 3, 2008 · Amount on File
Deed Document Number	2009823450
Deed Book / Page	5283 / 1426
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	119 SEA SIDE CT, O FALLON, MO 63368-6688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070840009
Date	Jun 4, 2019
Book Page	7084/0009
Instrument	20190604000270140

Lender

Name	VANTAGE CU
Type	Credit Union
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount on Record
Term	71 Months
Due	May 28, 2025

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	119 SEA SIDE CT, O FALLON, MO 63368-6688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073591575
Date	Jul 31, 2020
Book Page	7359/1575
Instrument	20200731000543440

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 119 Sea Side Ct was $5,234.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,678 (-)	$429,886 (-) Land $75,000 Building $354,886
2025	$5,234.00	$81,678	$429,886 Land $75,000 Building $354,886
2023		$75,536
2022			$397,560 Land $55,000 Building $342,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 119 Sea Side Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Sea Side Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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