Frederick County property record for 119 Sapphire St, Stephenson, VA 22656
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,990 (Jan 2026) |
| Tax Bill | $2,776 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E23-12367 |
| Primary APN | 44E23-12367 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Water Source | Commercial |
|---|
| Account Number | 8055410 |
|---|---|
| Street Address | 119 SAPPHIRE ST |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2174 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R4 |
| Legal Description | STEPHENSON VILLAGE II SEC 23 LOT 2367 |
| Legal Subdivision | STEPHENSON VILLAGE |
| Legal Lot Number | 2367 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 50100 |
Source: Frederick County assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 SAPPHIRE ST, STEPHENSON, VA 22656-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Prior Sale | Jun 30, 2025 · Amount on Record |
| Deed Document Number | 202697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 5, 2026 |
| Property Address | 119 SAPPHIRE ST, STEPHENSON, VA 22656 |
| Document Number | 0000000097 |
| Map Reference | DOC 240005890 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 260000097 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 119 SAPPHIRE STREET, STEPHENSON, VA 22656 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000098 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 260000098 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,776.00 (+622.92%) | $80,000 Land $80,000 | $80,000 Land $80,000 |
| 2025 | $384.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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