119 S Central Ave, Troy, TX 76579 Property Records

Bell County property record for 119 S Central Ave, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,195 sqft · built 1940
Lot Size	0.225 acres (9,800 sqft)
Owner	Company Name on Record
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0374800000`

Property Details

APN / Parcel Number

Primary APN	`0374800000`
Alternative APNs	`559322` `29946`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	119 S CENTRAL AVE
City	TROY
State	TX
Zip	76579-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	TROY ORIGINAL, BLOCK 004, LOT PT 13, 14, 15, 16, (S 1/2 OF 13-16)
Legal Subdivision	TROY ORIGINAL
Legal Block	4
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2033
Census Tract	20102

Owner

Source: Bell County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1786, BELTON, TX 76513-5786
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Loan Modification, Mortgage FIRST TX BK
Feb 1, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST TX BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	119 S CENTRAL AVE, TROY, TX 76579-2560
Document Number	0000019180
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1786 BELTON TX 765135786, BELTON, TX 76513-5786

Mortgage

Document Number	0000019180
Date	Apr 23, 2020
Instrument	19180

Lender

Name	FIRST TX BK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2040

Interest

Rate	4%

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Feb 1, 2019
Property Address	119 S CENTRAL AVE, TROY, TX 76579-2560
Book / Page	010726 / 000777
Instrument Date	Jan 31, 2019
Instrument	4028
Transaction Type	Construction Loan
Record Updated	Feb 15, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1786 BELTON TX 765135786, BELTON, TX 76513-5786

Mortgage

Document Number	0000004028
Date	Feb 1, 2019
Book Page	010726/000777
Instrument	4028

Lender

Name	FIRST TX BK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00 (+10.07%)	$103,404 (+9.53%) Land $22,540 Building $80,864	$103,404 (+9.53%) Land $22,540 Building $80,864
2023	$1,510.00 (-4.55%)	$94,403 Land $7,350 Building $87,053	$94,403 Land $7,350 Building $87,053
2022	$1,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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