San Luis Obispo County property record for 119 Ruby Ln, Nipomo, CA 93444 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1982 |
| Square Footage | 2,988 sqft Living Area |
| Lot Size | 1 acres |
| Occupancy | Owner Occupied |
| Last Sale | $315,000 (1998) |
| Tax Bill | $5,192.00 (2025) |
| Primary APN | 092-511-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,988 sqft Living Area |
| 1st Floor | 2,988 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood Construction |
| Lot Area | 43,560 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 119 RUBY LN |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-9697 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RHO NIP TR 626 LT 15 |
| Legal Subdivision | TRACT NO 626 |
| Legal Tract | 626 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ARROYO GRANDE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 12403 |
Source: San Luis Obispo County records · APN 092-511-011
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 RUBY LN, NIPOMO, CA 93444-9697 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC |
| May 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 1998 · Amount on Record |
| Deed Sale | Apr 03, 1998 · Amount on Record |
| Deed Doc Number | 199818870 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 119 RUBY LN, NIPOMO, CA 93444-9697 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | CONSUMERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 119 RUBY LN, NIPOMO, CA 93444-9697 |
| Document Number | 0000011043 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021011043 |
| Name | LOANLEADERS OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 119 RUBY LN, NIPOMO, CA 93444-9697 |
| Document Number | 0000026525 |
| Instrument Date | May 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | SERVICELINK CRS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 119 RUBY LN NIPOMO CA 934449697, NIPOMO, CA 93444-9697 |
| Document Number | 0000026525 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 26525 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $504,858 (+2%) Land $179,137 Building $325,721 | |
| 2025 | $5,192.00 (+4.72%) Homeowner's exemption | $494,960 (+4.04%) Land $175,625 Building $319,335 |
| 2023 | $4,958.00 (+1.56%) Homeowner's exemption | $475,742 Land $168,806 Building $306,936 |
| 2022 | $4,882.00 |
119 Ruby Ln is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 2nd in California |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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