Cleveland County property record for 119 Ross Grove Rd E, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,877 sqft · built 1986 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,004 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41152 |
| Primary APN | 41152 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,877 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 200 ft deep x 105 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Canopy | 440 sqft |
| Storage Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 15436901 |
|---|---|
| Street Address | 119 ROSS GROVE RD E |
| City | SHELBY |
| State | NC |
| Zip | 28150-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #18 CLEARBROOK SD |
| Legal Subdivision | CLEARBROOK |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950800 |
119 Ross Grove Rd E is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 ROSS GROVE RD E, SHELBY, NC 28150-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 119 ROSS GROVE RD E, SHELBY, NC 28150-3444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0018051173 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 1805/1173 |
| Instrument | 200034741 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2040 |
The 2026 property tax bill for 119 Ross Grove Rd E was $2,004, up 2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,004.00 (+2.04%) | $197,417 (-) Land $9,324 Building $188,093 | $197,417 (-) Land $9,324 Building $188,093 |
| 2025 | $1,964.00 | $197,417 Land $9,324 Building $188,093 | $197,417 Land $9,324 Building $188,093 |
| 2023 | $154,200 Land $8,391 Building $145,809 | $154,200 Land $8,391 Building $145,809 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 Ross Grove Rd E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 Ross Grove Rd E is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Ripple Fiber.
5G (outdoors only) and 4G LTE
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