119 River Ridge Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 119 River Ridge Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1958
Lot Size	0.441 acres (19,200 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Nov 2024)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-02-376-022`

Property Details

APN / Parcel Number

Primary APN	`8914-02-376-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	725 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Gravel
Lot Area	19,200 sqft (0.441 acres)
Lot Dimensions	192 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	283 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	119 RIVER RIDGE RD
City	CEDAR FALLS
State	IA
Zip	50613-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLEDGE ADDITION LOT 13
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	TIMBERLEDGE ADDITION
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2092
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Nov 20, 2024	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Nov 5, 2024	Intrafamily Transfer, Transfer
Sep 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Deed Document Number	202423629
Prior Transfer Date	Oct 29, 2024
Prior Transfer Doc	0202422873
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019972
Date	Mar 24, 2021
Instrument	202100019972

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 20, 2024
Property Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751
Document Number	0202423629
Instrument Date	Nov 7, 2024
Instrument	2024-23629
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$591.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 5, 2024
Property Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751
Document Number	0202422873
Instrument Date	Oct 29, 2024
Instrument	2024-22873
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 29, 2022
Property Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751
Document Number	202300005425
Instrument Date	Aug 27, 2022
Instrument	202300005425
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RIVER RIDGE RD, CEDAR FALLS, IA 50613-1751

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,712.00 (+40.82%) Homeowner's exemption	$313,890 (+35.37%) Land $36,240 Building $277,650	$313,890 (+35.37%) Land $36,240 Building $277,650
2024	$3,346.00 (-13.14%)
2023		$231,870 (+6.62%) Land $36,240 Building $195,630	$231,870 (+6.62%) Land $36,240 Building $195,630
2022	$3,852.00 Homeowner's exemption	$217,480 Land $36,240 Building $181,240
2021			$217,480 Land $36,240 Building $181,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures