119 River Rd, Howland, ME 04448 Property Records

Penobscot County and Howland Town property record for 119 River Rd, Howland, ME 04448

Property Summary

Property Type	Single Family Home
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Transfer
APN	`HOWL M:U06 L:003`

Property Details

APN / Parcel Number

Primary APN	`HOWL M:U06 L:003`
Alternative APN	`249`

Exterior

Architectural Style	Multi-Family
Lot Area	30,928 sqft (0.71 acres)

Location & Zoning

Account Number	249
Street Address	119 RIVER RD
City	HOWLAND
State	ME
Zip	04448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	3
Jurisdiction	HOWLAND ME
Township / Civil Division	HOWLAND
Census Block Group	1
Census Block	1076
Census Tract	28500

Owner

Source: Penobscot County and Howland Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 RIVER RD, HOWLAND, ME 04448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage COUNTY FEDERAL CREDIT UNION
Jun 22, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 22, 2022
Transfer Doc	0165250252
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWLAND ME
Recording Date	Apr 29, 2026
Property Address	119 RIVER RD, HOWLAND, ME 04448
Document Number	0178540176
Book / Page	17854 / 176
Instrument Date	Apr 7, 2026
Instrument	202610292
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010292,
Date	Apr 29, 2026
Book Page	17854/176
Instrument	202610292

Lender

Name	COUNTY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWLAND ME
Recording Date	Jun 22, 2022
Property Address	119 RIVER RD, HOWLAND, ME 04448
Document Number	0165250252
Book / Page	16525 / 252
Instrument Date	Jun 22, 2022
Instrument	17773
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 AVERY PL, SMITHTOWN, NY 11787-4036

Tax Assessment & Valuation

Source: Penobscot County and Howland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Howland Town
Unified School District	School Administrative District 31 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,773.00 (+24.8%)	$135,290 (+27.86%) Land $38,730 Building $96,560
2024	$2,222.00 (-4.76%)	$105,810 (-) Land $30,200 Building $75,610
2023	$2,333.00 (+24.43%)	$105,810 (+38.22%) Land $30,200 Building $75,610
2022	$1,875.00	$76,550 Land $21,880 Building $54,670

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1987–2019)
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWLAND WATER DEPARTMENT serves 1,025 people · EPA ID ME0090710
Water Source	Purchased groundwater from LINCOLN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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