119 Ridgemore Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 119 Ridgemore Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,774 sqft · built 1986
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Sep 2025)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Sep 2025 Sale & Second Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`064F 026`

Property Details

APN / Parcel Number

Primary APN	`064F 026`
Alternative APN	`233900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,774 sqft Heated Area
Basement Area	1,850 sqft
Finished Basement	1,260 sqft
Unfinished Basement	590 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Terrain	Gentle Slope
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	648 sqft
Deck Area	143 sqft
Patio Area	136 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	233900
Old Parcel Number	064F 026
Street Address	119 RIDGEMORE CIR
City	TOCCOA
State	GA
Zip	30577-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 3 RIDGEMORE DR
Legal Subdivision	RIDGEMORE DR
Legal Lot Number	3
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2003
Census Tract	970201

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	119 RIDGEMORE CIR, TOCCOA, GA 30577-7104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Limited Warranty Deed, Transfer · Stand-Alone Second Mortgage LUXURY MORTGAGE
Sep 12, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Sep 12, 2023
Deed Document Number	2025002854
Deed Book / Page	1422 / 192
Record Updated	Jun 8, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 12, 2025
Property Address	119 RIDGEMORE CIR, TOCCOA, GA 30577-7104
Document Number	0014220192
Book / Page	1422 / 192
Instrument Date	Sep 8, 2025
Instrument	2025002854
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RIDGEMORE CIR, TOCCOA, GA 30577-7104

Mortgage

Document Number	2025002855
Date	Sep 12, 2025
Instrument	2025002855

Lender

Name	LUXURY MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 12, 2023
Property Address	119 RIDGEMORE CIR, TOCCOA, GA 30577-7104
Document Number	0013420270
Book / Page	1342 / 270
Instrument Date	Sep 1, 2023
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RIDGEMORE CIR, TOCCOA, GA 30577-7104

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+2.6%) Homeowner's exemption Senior Citizen's exemption	$221,312 (+22.62%) Land $86,680 Building $134,632	$553,281 (+22.62%) Land $216,700 Building $336,581
2024	$4,428.00 (+6.26%) Homeowner's exemption Senior Citizen's exemption	$180,483 (+3.2%) Land $86,680 Building $93,803	$451,207 (+3.2%) Land $216,700 Building $234,507
2023	$4,167.00 (-18.09%) Homeowner's exemption	$174,889 (+2.33%) Land $86,680 Building $88,209	$437,222 (+2.33%) Land $216,700 Building $220,522
2022	$5,087.00 Homeowner's exemption	$170,908 Land $86,680 Building $84,228	$427,270 Land $216,700 Building $210,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Cable	1,000 / 50

May also be available: Spectrum, Verizon, West Carolina Rural Telephone Cooperative.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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