119 Ray St, Roscommon, MI 48653 Property Records

Roscommon County property record for 119 Ray St, Roscommon, MI 48653 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	852 sqft · built 1954
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Mar 2022 Refinance Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-365-011-1000`

Property Details

APN / Parcel Number

Primary APN	`007-365-011-1000`

Interior

Building Area	852 sqft Building Perimeter

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	119 RAY ST
City	ROSCOMMON
State	MI
Zip	48653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1151/P2586 L1061/P1801 L946/P2020 L636/P445 244 LOTS 11 - 12 & 13 BLK 5 LYON MANOR SPLIT/COMBO ON 02/06/2016 WITH
Legal Subdivision	LYON MANOR
Legal Block	5
Legal Lot Number	11-12
Jurisdiction	ROSCOMMON MI
Township / Civil Division	LYON
Census Block Group	1
Census Block	1030
Census Tract	970500

Owner

Source: Roscommon County records · APN 007-365-011-1000

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1609 RIVERBANK ST, LINCOLN PARK, MI 48146-3837
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 01, 2017	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 04, 2021
Transfer Doc	0000000747
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	119 RAY ST, ROSCOMMON, MI 48653-8856
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01179/2471
Date	Mar 03, 2022
Book Page	1179/2471
Instrument	202200001463

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	119 RAY ST, ROSCOMMON, MI 48653-8856
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700004190
Date	Jun 01, 2017
Book Page	1162/1587
Instrument	201700004190

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Roscommon County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Lyon Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,300 (+57.07%)	$126,600 (+57.07%)
2025	$1,447.00
2023		$40,300	$80,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roscommon County (26143C), updated January 18, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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