119 Pine Tree Rd, Ramah, NM 87321 Property Records

McKinley County property record for 119 Pine Tree Rd, Ramah, NM 87321

Property Summary

Property Type	Single Family Home
Lot Size	5.62 acres (244,992 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,302 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-092-066-276-036`

Property Details

APN / Parcel Number

Primary APN	`2-092-066-276-036`
Alternative APN	`R204771`

Exterior

Lot Area	244,992 sqft (5.62 acres)

Location & Zoning

Account Number	R204771
Street Address	119 PINE TREE RD
City	RAMAH
State	NM
Zip	87321-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLOCK 10, TIMBERLAKE RANCH UNIT 2 DOC 377698 09/22/16 DOC 400513 05/02/22 DOC 400681 05/18/22 DOC 400682 05/18/22 CODE 2-092-066-276-036
Legal Subdivision	TIMBERLAKE RANCH UNIT 2
Legal Block	10
Legal Lot Number	2
Legal Unit	2
Jurisdiction	MCKINLEY NM
Township / Civil Division	RED ROCK
Census Block Group	1
Census Block	1096
Census Tract	973100

Owner

Source: McKinley County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	HC 61 BOX 801, RAMAH, NM 87321-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 18, 2022	Warranty Deed, Transfer UNKNOWN, DBA GALLUP TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022
Deed Sale	May 18, 2022
Deed Document Number	2022400682
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0000400681
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Property Address	119 PINE TREE RD, RAMAH, NM 87321-6004
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HC 61 BOX 801, RAMAH, NM 87321-9611

Mortgage

Document Number	0000402014
Date	Sep 27, 2022
Instrument	402014

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	May 18, 2022
Property Address	119 PINE TREE RD, RAMAH, NM 87321-6004
Document Number	0000400682
Instrument Date	May 16, 2022
Instrument	400682
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, DBA GALLUP TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	HC 61 BOX 801, RAMAH, NM 87321-9611

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,840 (+3%) Land $3,294 Building $58,546	$185,522 (+3%) Land $9,883 Building $175,639
2025	$1,302.00 (-19.48%) Veteran's exemption	$60,040 (+8.09%) Land $3,257 Building $56,783	$180,119 (+8.09%) Land $9,770 Building $170,349
2024	$1,617.00 (+1,37%)	$55,547 (+1,605.47%) Land $3,257 Building $52,290	$166,640 (+1,605.63%) Land $9,770 Building $156,870
2023	$110.00	$3,257 (-) Land $3,257	$9,770 (-) Land $9,770
2022		$3,257 Land $3,257	$9,770 Land $9,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 70% of New Mexico
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Oso Internet Solutions Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

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