119 Palmer St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 119 Palmer St, Saint Augustine, FL 32084 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,319 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$381,000 (Mar 2022)
Tax Bill	$5,411 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`109470-3500`

Property Details

APN / Parcel Number

Primary APN	`109470-3500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	1,319 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Finished/Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	119 PALMER ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-116 RAVENSWOOD SUB LOTS 350 & 351 BLK 40-C (EX N 65FT PER OR5507/846) OR5249/307 & 5508/1583
Legal Range	29
Legal Township	07
Legal Section	41
Legal Subdivision	WHITNEYS SUBDIVISION-PART OF RAVENSWOOD
Legal Block	40
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2012
Census Tract	20300

Owner

Source: St. Johns County records · APN 109470-3500

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	119 PALMER ST, SAINT AUGUSTINE, FL 32084-3162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2022 · Amount on Record
Deed Sale	Mar 07, 2022 · Amount on Record
Prior Sale	Mar 03, 2022 · Amount on Record
Deed Document Number	202224294
Deed Book / Page	5508 / 1583
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 07, 2022
Property Address	119 PALMER ST, SAINT AUGUSTINE, FL 32084-3162
Document Number	0055081583
Book / Page	5508 / 1583
Instrument Date	Mar 04, 2022
Instrument	2022024294
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,667.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 STATE ROAD 13 N STE 106, 106, SAINT JOHNS, FL 32259-3863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 PALMER ST, SAINT AUGUSTINE, FL 32084-3162

Mortgage

Document Number	0055081585
Date	Mar 07, 2022
Instrument	5508/1585

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,468 (+2.7%)	$345,745 (+4.64%) Land $75,000 Building $270,745
2025	$5,411.00 (+8%) Homeowner's exemption	$313,990 (+5.99%)	$330,406 (+11.53%) Land $75,000 Building $255,406
2024	$5,010.00 (+2.58%)
2023	$4,884.00 (+131.69%) Homeowner's exemption	$296,253 (+178.55%)	$296,253 (+178.55%) Land $51,870 Building $244,383
2022	$2,108.00	$106,356	$106,356 Land $106,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 99 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.