119 Packard Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 119 Packard Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,172 sqft · built 2003
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Aug 2018)
Tax Bill	$15,770 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-17 0012-5`

Property Details

APN / Parcel Number

Primary APN	`R-17 0012-5`
Alternative APNs	`STOW M:000R-17 P:012-5` `M:000R=17 P:012 =5`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area
Gross Area	4,103 sqft
1st Floor Area	624 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-17 0012-5
Street Address	119 PACKARD RD
City	STOW
State	MA
Zip	01775-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1001
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records · APN R-17 0012-5

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	119 PACKARD RD, STOW, MA 01775-1120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Dec 30, 2019	Quit Claim Deed, Transfer MOVEMENT MTG
Aug 31, 2018	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Last Transfer Date	Dec 24, 2019
Transfer Doc	0001833898
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 PACKARD RD, STOW, MA 01775-1120
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001926516
Date	Nov 07, 2022
Instrument	1926516

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 PACKARD RD, STOW, MA 01775-1120
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001934124
Date	Mar 23, 2023
Instrument	1934124

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 PACKARD RD, STOW, MA 01775-1120
Document Number	0001859999
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 PACKARD RD STOW MA 017751120, STOW, MA 01775-1120

Mortgage

Document Number	0001859999
Date	Nov 09, 2020
Instrument	1859999

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Dec 30, 2019
Property Address	119 PACKARD RD, STOW, MA 01775-1120
Document Number	0001833898
Instrument Date	Dec 24, 2019
Instrument	1833898
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 PACKARD RD STOW MA 017751120, STOW, MA 01775-1120

Mortgage

Document Number	1832950
Date	Dec 30, 2019
Instrument	1832950

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Aug 31, 2018
Property Address	119 PACKARD RD, STOW, MA 01775-1120
Document Number	0000096392
Instrument Date	Aug 23, 2018
Instrument	96392
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,781.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 PACKARD RD STOW MA 017751120, STOW, MA 01775-1120

Mortgage

Document Number	96395
Date	Aug 31, 2018
Instrument	96395

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,770.00 (+3.35%)	$905,300 (+0.68%) Land $349,900 Building $555,400	$770,735
2024	$15,259.00 (+6.05%)	$899,200 (+13.31%) Land $337,500 Building $561,700
2023	$14,388.00	$793,600 Land $322,100 Building $471,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 51 locations within half a mile of this property.

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