119 Otis Rd, Casar, NC 28020 Property Records

Cleveland County property record for 119 Otis Rd, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	1,150 sqft · built 1992
Lot Size	0.962 acres (41,905 sqft)
Owner	Individual Name on File
Tax Bill	$1,200 (2026)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46044`

Property Details

APN / Parcel Number

Primary APN	`46044`
Alternative APN	`7364101`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,150 sqft Finished Area
Basement Area	1,150 sqft
Unfinished Basement	1,150 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Footing
Lot Area	41,905 sqft (0.962 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	7364101
Street Address	119 OTIS RD
City	CASAR
State	NC
Zip	28020-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.962 AC RD 1534
Legal Subdivision	DUNCAN CREEK
Legal Block	1
Legal Lot Number	52
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4018
Census Tract	950101

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	119 OTIS RD, CASAR, NC 28020-7711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	119 OTIS RD, CASAR, NC 28020-7711
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 OTIS RD, CASAR, NC 28020-7711

Mortgage

Document Number	0019031059
Date	Jul 28, 2023
Book Page	1903/1059
Instrument	200090156

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,200.00 (+6.57%)	$177,378 (-) Land $13,737 Building $163,641	$177,378 (-) Land $13,737 Building $163,641
2025	$1,126.00	$177,378 (+69.5%) Land $13,737 Building $163,641	$177,378 (+69.5%) Land $13,737 Building $163,641
2023		$104,645 Land $12,265 Building $92,380	$104,645 Land $12,265 Building $92,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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