1. Home
  2. Iowa
  3. Black Hawk County
  4. Waterloo
  5. Oneida St

119 Oneida St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 119 Oneida St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 924 sqft · built 1904
Lot Size0.096 acres (4,200 sqft)
OwnerCompany Name on Record
Last Sale$214,000 (May 2025)
Tax Bill$974 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-24-180-014

Property Details

APN / Parcel Number

Primary APN8913-24-180-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area924 sqft
Basement Area924 sqft
Unfinished Basement924 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions140 ft deep x 30 ft wide

Exterior Amenities

PorchPorch
Porch Area126 sqft
Shed1 Shed
Shed Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address119 ONEIDA ST
CityWATERLOO
StateIA
Zip50703-3153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOND & HOPKINS ADDITION W 30 FT LOT 11 BLK 6
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionHAMMOND & HOPKINS ADDITION
Legal Block6
Legal Lot Number11
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1025
Census Tract1800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2510 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6813
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2025 · Amount on Record
Deed SaleMay 16, 2025 · Amount on Record
Prior SaleDec 22, 2022 · Amount on Record
Deed Document Number20256768
Prior Transfer DateMay 11, 2022
Prior Transfer Doc0000001072
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateDec 22, 2021
Property Address119 ONEIDA ST, WATERLOO, IA 50703-3153
Document Number202200013087
Instrument DateDec 17, 2021
Instrument202200013087
Transaction TypeTransfer
Record UpdatedJan 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$61.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address119 ONEIDA ST, WATERLOO, IA 50703-3153

Mortgage

Document Number202200013088
DateDec 22, 2021
Instrument202200013088
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$974.00 (+12.47%)$47,680 (+19.41%) Land $3,750 Building $43,930$47,680 (+19.41%) Land $3,750 Building $43,930
2024$866.00 (+31.21%)
2023$39,930 (+33.01%) Land $3,750 Building $36,180$39,930 (+33.01%) Land $3,750 Building $36,180
2022$660.00$30,020 Land $3,750 Building $26,270
2021$30,020 Land $3,750 Building $26,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

Nearby Properties on Oneida St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures