119 Northgate Ln, Suffolk, VA 23434 Property Records

Suffolk City property record for 119 Northgate Ln, Suffolk, VA 23434

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,314 sqft · built 1990
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$479,000 (Sep 2018)
Tax Bill$7,319 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2022 Second Mortgage
+ 3 more
APN25B(3)*6

Property Details

APN / Parcel Number

Primary APN25B(3)*6
Alternative APN
  • 250831750

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,314 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther

Location & Zoning

Account Number250831750
Street Address119 NORTHGATE LN
CitySUFFOLK
StateVA
Zip23434-4300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES LOW-ME
Legal DescriptionL.6,NORTHGATE POINT REPLAT
Legal SubdivisionNORTHGATE POINT SD
JurisdictionSUFFOLK CITY VA
Township / Civil DivisionSUFFOLK
Census Block Group1
Census Block1010
Census Tract75401

Owner

Source: Suffolk City records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address119 NORTHGATE LN, SUFFOLK, VA 23434-4300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed of Trust, Mortgage · Line of Credit
BAYPORT CREDIT UNION
Apr 21, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAYPORT CREDIT UNION
Oct 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GOODMORTGAGE.COM
Oct 16, 2019Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE INC
Sep 19, 2018Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2018 · Amount on Record
Deed SaleSep 19, 2018 · Amount on Record
Deed Document Number20189992
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Recording DateMay 5, 2026
Property Address119 NORTHGATE LN, SUFFOLK, VA 23434-4300
Document Number0000005577
Instrument DateApr 29, 2026
Instrument20265577
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 NORTHGATE LN, SUFFOLK, VA 23434-4300

Mortgage

Document Number0000005577,
DateMay 5, 2026
Instrument20265577
Lender
NameBAYPORT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address119 NORTHGATE LN, SUFFOLK, VA 23434-4300
Transaction TypeMortgage
Record UpdatedMay 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220006134
DateApr 21, 2022
Instrument220006134
Lender
NameBAYPORT CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueApr 12, 2027
Interest
Rate TypeFixed Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address119 NORTHGATE LN, SUFFOLK, VA 23434-4300
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210019503
DateOct 25, 2021
Instrument210019503
Lender
NameGOODMORTGAGE.COM
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term359 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address119 NORTHGATE LN, SUFFOLK, VA 23434-4300
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190011486
DateOct 16, 2019
Instrument190011486
Lender
NameGUARANTEED RATE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateSep 19, 2018
Property Address119 NORTHGATE LN, SUFFOLK, VA 23434-4300
Document Number180009992
Instrument DateSep 12, 2018
Instrument180009992
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 NORTHGATE LN, SUFFOLK, VA 23434-4300

Mortgage

Document Number180009993
DateSep 19, 2018
Instrument180009993
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$642,000 (+7.02%) Land $120,800 Building $521,200
2025$7,319.00 (+7.46%)$642,000 (+7.02%) Land $120,800 Building $521,200$599,900 (+2.15%) Land $100,700 Building $499,200
2024$6,811.00 (+6.41%)$599,900 (+2.15%) Land $100,700 Building $499,200
2023$6,401.00$587,300 Land $100,700 Building $486,600$587,300 Land $100,700 Building $486,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims33 (1998–2022)
Claims Outside the SFHA7 of 33
Most Recent ClaimJan 2022 · tidal / storm surge
Claims by Event
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUFFOLK
serves 69,822 people · EPA ID VA3800805
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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